THE SCIENCE OF KARMA
Gnani Purush Dadashri Explains The Science Of Life After Life.
 
 
Does 
One Act According To One’s Free Will Or Is It 
Happening
 
Dadashri: Do you ever find that you are forced to do something against your wishes? Does it happen?
 
Questioner:   Yes, that does 
happen.
 
Dadashri:  What is the reason for that?  You do 
not wish to and yet you have to.  It 
is the effect of karma done in your past life.
 
People 
believe this effect to be the cause.  
They do not understand the previous life effect at all.  If anything done in this life was a 
cause, then why would you do something against your will? Furthermore, why would 
you say, ‘I did it’, when you did not want to do it in the first place?  Why do people say you did it’ also?   People call all visible actions to 
be the same as doing the karma.  
They will say ‘I did a good deed today and so created a good karma 
today’. Whereas the Gnani Purush knows that all visible acts of this life are an 
effect.  
 
 
Questioner:  Are we born of our own will or are we 
sent here?
 
Dadashri:  No one sends you here.  It is your karma that takes you to 
places where your rebirth takes place immediately.    If your karmas are good, you 
will be born in a good place and if they are bad, you will be born in a bad 
place.
 
 
Questioner:  What is the definition of 
karma?
 
Dadashri:  When you are doing any work and you 
support that action, with the words, ‘I am doing it’, that is karma. To support 
the action with the belief  ‘I am 
the doer’ is called binding the karma. It is this support of the belief of 
‘doer-ship’ that binds karma. If you know ‘I am not the doer’ and ‘ who is the 
doer’ then the action will not have any support and the karma will be 
shed.
 
Questioner:  What 
is the principle of karma?
 
Dadashri:  If you yell, “You are a thief!” into a 
step well, what happens?
 
Questioner:  You will hear an echo of the words ‘you 
are a thief.’
 
Dadashri:    Exactly!  If you don’t like to hear what comes to 
you, then you should say, “You are a king!” instead. And you hear ‘you are a 
king’. Say what you like. Give what you want. That is the principle of 
karma.  Karma means action.  What is a reaction? That is the echo. 
All reactions are like ‘echoes’ of previous actions; the fruits will be 
inevitable.  
  
What does the step-well illustrate? It tells you that the world is your own projection. What you were referring to as karma, is really a projection.
 
Questioner:  Is there a principal of karma or 
not?
 
Dadashri:  The whole world is nothing but the 
principle of karma. The existence of bondage lies entirely on you. You are 
responsible for it.  Everything is 
your own projection.  You are 
responsible even for the formation of your body.  Every thing you encounter is your own 
design: Nobody else is responsible for it.  
For endless lives, you have been responsible “whole and sole”.  
 
 
People 
recognize that whatever they experience is their own projection.  As a result they try to change that 
projection but are not successful.  
This is because the projection is not solely in their hands.  Talks about changing the projection are 
correct, but does one have the independent ability to do so?  Yes one has, but only to a limited 
extent. The major portion of this control is not in your hand.  Only after attaining the true knowledge, 
one becomes independent: Until then it is not quite so.
 
Now 
how can the project be stopped? (The project has the cause and effect 
components)   Until one finds 
one’s real Self in all this, one continues to wander aimlessly.   Although one recognizes that ‘I am 
not this body’, ‘I am not these eyes.’ There are many other inner components 
within him and he continues to identify with them and the fact that ‘I am 
Chandubhai’ remains.  It is because 
of his inability to break free from this belief, that he thinks that he is the 
‘doer’.  He believes that he is the 
one that speaks; he is the one doing the penance, samayik etc.  As long as he believes that ‘I am the 
doer’, he continues to create new projects and suffer the consequences of the old
(past life causes) ones.  If one 
understood the principles of karma, one would understand the principle of 
liberation.
 
 
 
Dadashri:  What 
is your name?
 
Questioner:  Chandubhai.
 
Dadashri:  Are you really 
Chandubhai?
 
Questioner:  What else can I say? It is whatever 
everyone thinks is correct.
 
Dadashri:  Then you really are Chandubhai, are you 
not?  Are you not sure of that?  You say, “My name is 
Chandubhai”.
 
Questioner:  I am sure.
 
Dadashri: 
You 
say, “My name is Chandubhai,” not “ I am Chandubhai” Then are you really 
Chandubhai, or are you something else?
 
Questioner:  That is true that we are something 
different.  That is a known 
fact.
 
Dadashri: 
 No.  
‘Chandubhai’ is a means to identify this body.  You know that ‘Chandubhai’ is the name 
for this body, but ‘who are you?’ Should you not know 
that?
 
Questioner:  Yes indeed I ought to.  I should make an effort to find 
out.
 
Dadashri:  So in essence what you are doing, is 
taking advantage of everything in ‘Chandubhai's’ name.  You claim to be Chandubhai when all 
along you are not. Under the name of Chandubhai, you are enjoying all the 
advantages: 'I am this lady’s husband', 'I am his uncle' etc… and consequently, 
binding endless karmas, through this false accusation.
            
As 
long as you are under the influence of this false imposition, you are binding 
karma. When, the question ‘Who am I?’ is resolved, you will no longer bind 
karmas.
 
At 
the present time you are binding karma, even in your sleep, because you go to 
sleep believing that you are Chandubhai.  
The Lord says that the biggest karma of all is to shove the Self in a 
sack before sleeping, with the belief that, ‘I am Chandulal.” 
 
 
 
Questioner:  How is a karma bound? Would you please 
explain that further?
 
Dadashri:  I will explain to you how karma is 
bound. You are not doing any karma and yet you believe that you are doing it, 
and so you remain bound.  Even God 
is not the doer.  If he were, then 
he too would be bound by karma. Neither you nor God is the doer.  You believe that you are the doer, and 
therefore you bind karmas.
 
When 
you pass your exams, you say, ‘I passed!’ yet, there is another force that 
prevails behind the success.  To 
believe, ‘I did it!’ is the false imposition, and that is why you bind 
karma.
 
 
Questioner: So 
if everything happens because of some other power, then it would not matter 
whether one steals or gives to charity.
 
Dadashri:  Yes, you can say that both are the same, 
but people do not keep them as such.  
Those that give to charity bind karma because they walk around with 
inflated egos.  The thief too, binds 
karma when he says, ‘No one will ever catch me!  Nothing will touch you, as long as you 
do not hold‘I did it’.
 
Questioner:   In 
the initial stage there is a belief that God is the doer.  Going further, the Vedas hold that God 
is not the doer. And the Upanishads say the same. God is not the doer; everyone 
has to suffer the fruits of their own karma.  Do the consequences of karma continue 
life after life?
 
Dadashri:  Yes of course! Karma is like the fruit 
of a mango tree. The mango will yield the tree and the tree will yield the mango 
and the cycle continues.
 
Questioner:  That is the principle of Evolution. It 
keeps continuing.  
 
Dadashri:  No. That is effect of karma. The mango 
is the fruit, which will have the seed that will grow into the tree, which in 
turn will yield the fruit. This will continue on. Karma spills the seeds of 
karma on and on…
 
Questioner: 
Then people will therefore keep on doing good and bad karmas and never be 
free.
 
 Dadashri:  Yes, the pulp of the mango is eaten and 
the stone seed is thrown out.
 
Questioner:  And on that site will sprout a new mango 
tree.
 
Dadashri:  There is no 
escape.
 
If 
you believe that God is the doer, then why do you also believe that you are the 
‘doer’?  You tend to become a doer 
too.  Humans are the only species 
that believe ‘I am the doer'.  
Whenever one becomes a doer, there is a breakdown in dependency on 
God.  God says, 'since you are the 
‘doer’, then you and I are both free! Do what you want.'  Then what use do you have for God? 
When 
one believes that he is the ‘doer’, he is binding karma.  When one ceases to believe that he is 
the ‘doer’, his karma effects will come to an end.  
 
That 
is why Akha Bhagat spoke these words,
 
If 
you are Jiva (mortal), the doer is Hari (God)
If 
you are Shiva (Shuddhatma-pure Soul), that is the truth.
 
It 
means that if you are a pure Soul, then you are correct. And if you are a mortal 
living being, then the one above, God is the doer.  The truth is that you are a pure Soul 
and that there is no one up there by the name of God as your superior. So when 
the difference between Jiva and Shiva is gone, one is ready to become the 
Parmatma (the Supreme Soul).  When 
people pray to God they are separating themselves from the Lord.  Here, after receiving Gnan (the 
knowledge of Self-Realization), the Jiv-Shiva difference is gone and the 
separation is eliminated.
 The second verse of the poem 
reads,
That 
is the secret meaning of this great verse. 
 
Charging of karmas occurs with the wrong belief of, ‘I am Chandubhai and I did this’. After receiving Atma Gnan (the knowledge that you are pure Soul), you are no longer Chandubhai. In the world’s day-to-day interactions you are Chandubhai, but in reality, you are not. In reality you are the Self. ‘I did this’ is a term that applicable only for your daily interactions. The cycle of karma is broken once your sense of doer ship goes. After acquiring the Self, Chandubhai, is the doer, you are not.
 
When 
the awareness of “I am not the doer” is firmly established in your conviction, 
new karmas will halt from binding, new causes will not be laid.  The old karma will discharge. This is 
the meaning of the great spiritual verse. It is the essence of all the 
scriptures.
 
 
 
Questioner:  Our scriptures say that everyone reaps 
the fruit of karma depending upon their deeds.
 
Dadashri:  Each person is responsible for his own 
self.  God has never interfered in 
this.  There is no one above us. You 
are independent in this world.  All 
along you have been accustomed to having a subordinate, so there will be a boss. 
Otherwise there is no one above you, nor is there a subordinate.  That is how the world is.   This simply needs to be 
understood.
 
I 
have roamed the entire universe and have not found a single place where an 
almighty power exists. There is no such Almighty who goes by the name of God. 
There is no so-called God above you. You yourself are responsible for 
yourself.  People everywhere believe 
that God created this world.  Those 
who believe in the principle of reincarnation cannot believe that God created 
the world.  What is reincarnation 
based on? It is based on the concept: I am the doer and I am the sufferer. I am 
reaping the fruits of my own karma. God does not interfere in this!’ 
 
Questioner:  Up until now, I used to think that God 
is responsible for all this.
 
 Dadashri:  No. The responsibility is your own. You 
are whole and sole resonsible.  A 
person gets shot. He is suffering the effect of his past life karma. The person, 
who shot, will get his suffering when his karma is ready to give fruits. 
 
It 
is just like a mango.  You will not 
be able to extract any juice out of the mango on the day you buy it.  You can only do that when it ripens. 
Similarly, the time has to be just right for the person to receive the bullet. 
The fact that the bullet is received means that the fruit has ripened and the 
juice has come out. The one who shot the bullet, his fruit is now small and is 
growing and will ripen in time. There after the juice will come out (the result 
of karma).
 
 
Questioner:  Now, 
is it the body or the Soul that is in bondage? 
 
Dadashri: 
The 
body itself is karma. So how can it have any other bondage? The one who feels 
that he is not free is bound.  Who 
suffers imprisonment, the prison or the prisoner?  So this body is the prison, and the one 
within is bound. The one who believes, ‘I am bound, I am this body, I am 
Chandubhai,’ is the one who is bound.
 
Questioner: 
Do 
you mean to say that the Soul binds (charges) and discharges karma through the 
body?
 
Dadashri:  No, it is not like that. The Soul is 
absolutely not involved in this.  In 
fact, the Soul is free. It is independent. It is the ego, which has been created 
through a false imposition that binds karma, and it is the ego that experiences 
the fruits of karma.  You are pure 
Self and yet you claim you are Chandubhai – to claim to be what you are not is 
called the ego. This is the false imposition of the ego.   Egoism is to usurp someone else's 
space and call it your own.  When 
this ego leaves, you can return to your own place; the place where no karmas, no 
bondage.
 
 
 
Questioner:  So is it possible for the Soul to be 
free from karma? When does that happen?
 
Dadashri:  When no circumstance stick and attach to 
the Self, then not a single karma, will stick or attach him.  No karmas exist for the absolute 
liberated souls. They are only in the Siddhagati (domain of the liberated 
souls). 
 
One 
is subject to karma bondage only in the universe of life; and this has been the 
case for time immemorial.  
Furthermore it is all scientific circumstantial evidence.  All this has come about as result of the 
elements being constantly in motion. This gives rise to illusion, which in turn 
gives rise to the ego in man.
 
Illusion 
itself is the identification with that which is not real, the non-self.  Amidst all this illusion the Self is 
forgotten. So there has never been a time that the Soul has been free of 
karma.
 
By 
the time when one meets a Gnani Purush, a considerable weight of karma has been 
shed.  In fact it is when one’s 
karma become lighter that one is able to meet a Gnani Purush.  The meeting of the two is also 
scientific, it happens when all the scientific circumstantial evidences come 
together.  Such a meeting cannot 
occur through one’s own efforts. This meeting simply happens and one's work gets 
accomplished. 
 
Karma 
is the coming together of circumstances, and dissipation is its 
nature.
 
 
 
 
Questioner: 
What is the relationship between the Soul and karma?
 
Dadashri:  Both will separate if the link of 
doership between the two is broken.  
The Soul will go to its own place and the karma will go to its own 
place.
 
Questioner: I 
did not understand that very well.
 
Dadashri: 
Without doership there is no karma. With doership there is karma. If you are not 
the doer, then no matter what you do, you will not bind any 
karma.
 
Questioner:  Then 
is karma the doer?
 
Dadashri:   The doer is the doer.  Karma is not the doer.  Do you say,  ‘I did it’ or do you say, ‘Karma did 
it’?
 
Questioner:  The 
internal belief that ‘I am doing it’ is always there.  We always say, ‘I did 
it!’
 
Dadashri:  Yes, you say that ‘I am doing it’, and 
hence you become the doer. In reality neither the karma nor the Soul is the 
doer.  
 
Questioner:  The Soul on one side and karma on the 
other.  How can the two be 
separated?
 
Dadashri:  They are separate. They seem to be 
connected because of this link of doer ship.  Once this doer ship goes, the one who 
claims to be the doer goes, then the two will separate.  
 
 
Questioner:  Do karma apply to human 
beings?
 
Dadashri:  Human 
beings do nothing but bind karma, constantly. The human ego is such that even 
though it does not eat, drink or conduct any actions in the worldly life, it 
still maintains ‘I am the doer’ and that is why it binds karma. Karma is bound 
through the ego that says, ‘I am doing it’. Is it not a wonder that 
happens?  It can be proven that the 
ego does not eat, drink or do anything else. It can also be proven that in spite 
of not doing anything, it binds karmas. Only humans bind 
karmas.
 
Questioner:  Because of the body one has to eat and 
drink, but despite this it is possible that one is not the doer of 
karma?
 
Dadashri:  One cannot see karma being bound. People 
in general think of karma as something that is visible to the eye. They may see 
someone hurt another person and assume that, that is how the person charges 
karma. Is that not the general belief of people? 
 
Questioner:  Yes, they say it as they see 
it.
 
Dadashri: 
People believe that karma is the external activities people do like eating, 
sleeping, hitting someone etc.  
People label all actions as karma. But in reality the activity they see 
is really the fruit of karma and not the actual karma 
itself.
 
Whenever 
karma is bound, there is internal suffering.  What does a child do when you give him 
bitter medicine?  He makes a 
face!  And when you give him 
medicine that is sweet, he will like it. When people do raag-dwesh  (attachment- abhorrence) they are 
planting causes that give rise to new karma. You will have to experience karma 
that you like and also the ones you dislike. The ones you do not like will leave 
you hurting while those you like will leave you happy.  The causes that were created in your 
past life bring fruits to you, in this life. 
 
 
Questioner:  Is there any way of knowing which seed 
will flourish and which will not? 
 
Dadashri: 
Yes, for example when you say,  ‘The 
snack was delicious and I ate it’, you are sowing the seed.  There is nothing wrong in saying ‘I ate’ 
as long as you are aware that you are not the one who is eating.   But instead you become the doer 
and when you take on the doer ship, you plant the seed of karma. 
 
When 
you have abhorrence for the one who curses you, and no attachment to the one who 
garlands you and takes care of you then no karma will bind. Raag is attachment. 
Dwesh is abhorrence.
 
Questioner:  What if you do not realize that raag 
dwesh is happening?
 
Dadashri:  The reward for not knowing is the 
wandering into life after life.
 
 
 
Questioner:  Can you explain the relationship between 
the body and the Self in more detail?
 
Dadashri:  The body has come about as a result of 
ignorance of the Self. It is the effect of all the causes you created.  When someone praises you, you are 
pleased, but when they insult you, you are upset.  The external display of emotion is 
immaterial. The internal happening of these reactions (attachment and 
abhorrence) is the cause. It is this inner reaction that will bind karma. And it 
is this karma that will be discharged in the next life as an effect. The mind, 
speech and body, are all effective. While experiencing the effects one creates 
new causes.  The cycle of cause and 
effect is perpetuated in this manner. Even the foreign scientists can understand 
the concept of reincarnation in this way!
 
These 
are all effects.  To plead a case in 
a court of law is also an effect. You must not have any ego during this effect 
by saying, ‘I won the case.’  
Effects will follow naturally, like flowing water. The water does not 
say,  ‘I am going down. Even then it 
travels a great distance to the ocean.  
Humans on the other hand, have ego and so they bind karma. If a lawyer 
wins a lawsuit he will say, I won the lawsuit.’ Claiming doer ship is the ego, 
and this binds karma; the ego creates a cause.  In return, the fruit of this cause will 
come as an effect.
 
 
Do 
you understand effect now?  That 
which is happening is effect.  When 
you submitted your examination paper (past life), it was the cause. You do not 
have to worry about the effect, the result, which is inevitable once the exam is 
given.   The result is the 
effect.  The whole world is 
preoccupied with the effect, and strives to change it. Really they should be 
concerned about the cause.
 
Do 
you understand this science?  
Science is based on principles. It is irrefutable. If you were to earn 
two million in your business, would that be a cause or an effect? 
 
Questioner:  It is a cause.
 
Dadashri:  Explain to me how it can be a 
cause.  Does it happen according to 
your will?
 
Questioner: 
 When you do business, whatever is going 
to happen will happen. That would be effect. But one has to create the causes in 
order to do the business does one not? Only then will he be able to the 
business, right?
 
Dadashri:  No. Cause means nothing of the outside 
world is necessary. You can only do the business if your health is good; you 
have a sound mind and you have the necessary capital. That which is dependent on 
all these things is an effect.  But 
when a man stays up worrying in the night, he is creating a cause; there is 
nothing else necessary in that.  
Causes are independent.
 
Questioner:  Is the business we conduct an effect 
then?
 
Dadashri:  I call it an effect Business is an 
effect. Do you have to do anything for the result of an examination? You have to 
do something when you take the exam, which is considered a cause. But do you 
have to do anything for the result? 
 
Questioner: 
 No.
 
Dadashri: 
Similarly even here, you do not have to do anything. Everything happens on its 
own accord. Your body is used in the process and things just happen. In causes, 
however, one has to do something. The belief of doer ship, ‘I did it’, is the 
cause. The suffering of the effect, ‘I am suffering’, is also the cause. 
Everything else is effect.  
 
Questioner:  The inner happenings are all 
causes.
 
Dadashri:  Yes, cause requires no one’s help. When 
you cook a wonderful meal, it is an effect, but in the process if you have the 
inner happening ‘I am a great cook. I made a wonderful meal’ then a cause has 
occurred. As long as you take on this sense of doer ship, it is all effect.  All that you hear or see is effect. 
Causes cannot be seen.
 
Questioner:  So effect is everything that one 
experiences through these five senses? 
 
Dadashri:  Yes. All that is an effect.  Your whole life is an effect. Bhaav is 
the inner happening in life. This is the cause. There is a doer of this bhaav. 
It is called the ego (I am Chandulal, this is happening to me, I am suffering). 
Whatever bhaavs occur in your life, if you are the ‘doer’ of those bhaavs, then 
they are all ‘causes’. That is what everyone in this world 
does.
 
Once 
the karma ceases to bind, that is the end.  
Are you able to understand this much?  Do you think that you can stop binding 
karma?  Have you ever seen that 
happen?  When you become involved in 
good things, you bind good karma. The bad things are always there. You can never 
get rid of karma.  Once you become 
aware of who you are and what makes all this happen, you will stop binding 
karma, forever.
 
 
 
Questioner:  According 
to the theory of karma, one binds karma and then suffers its consequence 
later.  So in a sense, it is cause 
and effect: First comes the cause and then its effect. So according to your 
inference, how can you trace back to the original karma?
 
Dadashri:  There is no beginning in that which has 
no beginning.  It is like a beaded 
necklace.  Where is the beginning of 
the earth’s rotation and orbit?  
 
Questioner:  It has no 
beginning.
 
Dadashri:  Therefore there is no beginning for this 
world.  It is all round.   It has no beginning.   But there is liberation from this. 
Liberation is possible because of the presence of the Self.  Everything is round, not square.  If it were square, one could say that it 
started from one corner and ends at another.  Where is there a corner in a round? The 
entire universe is round, but your intellect cannot perceive this. So tell your 
intellect to stand aside.  The 
intellect cannot fathom this, but it can be understood through 
Gnan.
 
Which 
comes first, the egg or the chicken? Alas, just leave it alone and talk about 
something else or else you be doomed to the cycle of birth and death like the 
chickens and the egg.  Anything that 
has no solution is all round.  Don't 
you hear of someone talking in circles?
 
Questioner:  Still the question keeps arising about 
where the original karma comes from before birth. In the cycle of eigh million 
and four hundred thousand births and deaths, when and where did all this paap( 
demerit karma) and punya(merit karma) begin? 
 
Dadashri:  It has no 
beginning.
 
Questioner:  It has to have a beginning 
somewhere?
 
Dadashri:  It started when the intellect began and 
it will end when the intellect ends. Otherwise it has no 
beginning.
 
Questioner:  Who gave us this 
intellect?
 
Dadashri: 
Where is a giver in all this anyway? There is nobody above you. If someone were 
to be your giver, then he would be your superior and he would always remain your 
superior. There would be no such thing as liberation in the world. How can there 
be liberation when you have a superior over you?
 
Questioner:  But what was the first karma? What was 
the original karma that gave rise to this body?
 
Dadashri:  Nobody has given you this body.  It is all a result of the coming 
together and interactions of the six eternal elements. In reality, you have not 
been given this body.  You have 
assumed this body to be yours. This is your illusion.  When this illusion goes away, there will 
be nothing there. It all came about because of the belief: I am 
Chandubhai.
 
 
Questioner:  All these karma cannot give effect in 
just one lifetime.  So does that 
mean that one has to suffer them over a period of many lifetimes? How can one 
attain liberation unless all his karma are finished?
 
Dadashri: One cannot even begin to think about liberation. When the karmas for a particular lifetime come to end, that is when the body departs. But by then new karmas have already been bound. So how can one talk about liberation? Old effect karmas, from the previous life, do not follow you. You are binding karma, even at this very moment. While you are engaged here, asking these questions, you are binding punya karmas (good karma).
 
 
Questioner:  Dada. We have to suffer the consequences 
of karmas from our past life, in our current life. But the karmas that the body 
in our previous life suffered would have been extinguished with that body in the 
funeral pyre. When the Soul is completely pure (nirvikaar) and takes on a new body, 
why does the new body have to endure the karma of the previous body? 
 
Dadashri:  The previous body suffered the 
consequences of its own karma.
 
Questioner:  So?
 
Dadashri:  These 
karma were created in the mind.  
They are subtle karma.  These 
karma are the causes, which creates the causal body.
 
Questioner:  That is all fine, but did that body not 
have bhaavs (the inner happening)?
 
Dadashri:  It is not the body that does the 
bhaavs.
 
Questioner: 
 Then?
 
Dadashri: The 
physical body has suffered the fruits of its action. It experienced suffering 
when it received two slaps, but that which already been in the planning, is what 
coming into visible action now. The slaps received is an effect. The cause for 
this effect was planned in the past life.
 
Questioner:  Yes, but who did the planning?  Was it not the previous body that did 
the planning?
 
Dadashri:  The body has nothing to do with it.  It is all the doing of the 
ego.
 
 
Questioner:  Do we suffer the consequences of all 
these karma in just this lifetime or will we have to suffer them in the next 
lifetime as well?
 
 Dadashri:  The karma from previous life, were in 
the form of a plan, as though designed on a piece of paper. Now when it 
materializes and comes into fruition, it is called prarabdh (fate).  It may take so many years for it to 
mature, perhaps fifty, seventy-five, even a hundred years.
 
So 
karma that were bound in the previous life, may take numerous years before they 
come into fruition. People in general think that karma are being bound when they 
are actually in the process of coming into fruition or discharging. 
 
If 
you slap someone, people would say that you have bound a karma. If you were to 
ask them what karma you bound, they will tell you that it was the karma from the 
act of slapping. Now, there is no doubt that the person you slapped is going to 
react.  He may not react straight 
away, but later on when he gets the chance, he will take his revenge.  People will then say you finally 
received payment of your karma for slapping him. That is called suffering the 
consequences here and now.  But you 
have to agree with what they say and tell them that they are correct.  But they will not be able to tell you 
the reason behind why the other person received the slap.  They will not be able to find the reason 
either.  They will insist that you 
are the one who did it, whereas it is the fruition of one’s karma that makes a 
person do things.  It is the effect 
of previously created cause that makes you ‘do’ things. The act of slapping the 
other person was an effect and not the cause.  
 
Questioner:  So the slap is the fruit of karma, and 
not the cause of karma itself, true?
 
Dadashri:  Yes, it is the fruit of karma.  It is your unfolding karma that makes 
you slap him.   What if the 
person you slapped requests you to slap him again?  You will not do it. There was a reason 
for the first slap. You both had a pending karmic account with one another, 
which ends there. Nothing happens outside the realm of both your accounts. There 
is no need to be afraid in the world. Do not lose sleep over it, but guard 
yourself against the arrogance of the belief that nothing will happen to 
you.
 
 
 
Questioner:  It is said that whatever has to be 
suffered, has to be suffered here in this life.  What is wrong with 
that?
 
Dadashri:  Yes, but that is what the world 
believes. What is the reality in this? 
 
If a 
person binds karma of pride through ego in his previous life, then in this life 
then in this life when all the buildings are being constructed, he will becomes 
unduly proud and say, ‘look at my buildings, they are better than the others’. 
Why does he become so proud? It is because of his pride-karma.  People believe that he is binding karma 
through his proud and arrogant behavior. They call this karma.  Really it is the fruit or effect of his 
past karma. 'Fruit' means that he is forced to become arrogant against his will; 
it just happens, and is visible to the world.  
 
What 
the world labels as arrogance, anger, egoistic, all these and their results are 
suffered in this very life. He pays for his negative qualities in this lifetime 
when people say that he is conceited, ill tempered and arrogant.  He suffers the effects of his egoistic 
arrogance when people call him conceited and discredit his reputation.  The consequences of his arrogance and 
egoistic behavior are that in this very lifetime, he will be disgraced or 
discredited.  But if in his 
arrogance he feels from within that his actions are wrong and that he needs to 
get rid of these negativity and weakness, then he is binding a new karma of 
humilty for his next life.  Because 
of this new bhaav, he will be humble in his next life.
 
This 
is the theory of karma. If your bhaav changes while you are doing something 
wrong, then you will bind a new karma, based on your new bhaav. But if you 
rejoice over doing something wrong, then you will bind a new and stronger karma, 
which will become such that you will have suffer its 
consequences.
 
It 
is worth understanding this whole science. This science of the Vitarags is very 
mysterious.
 
 
 
Questioner:  Will one experience the consequences of 
karmas created in this life, in the next life? 
 
Dadashri:  Yes, they will not experience them in 
this life.
 
Questioner:  So what we are experiencing now, is the 
result of our previous life? 
 
Dadashri:  Yes, it is from the past life. But 
simultaneously you are binding new karma for the next life. That is why your new 
karmas should be good. This life is decided, but make sure you do the right 
thing for the next one.
 
Questioner:  People are not able to do good karma 
because of the effect and power of this current time-cycle called 
Kaliyug.
 
Dadashri:  There is no need for good 
karma.
 
Questioner:  So what is needed 
then?
 
Dadashri:  There is a need for good bhaavs 
(intentions) within.  Good karmas 
can only be done if one’s prarabdh (fate) is good.  But good intentions (bhaavs) can be 
made, even without good prarabdh.
 
 
 
Questioner:  How can one be liberated when one has to 
experience the consequences of good and bad karmas in this, or this and the next 
life?
 
Dadashri: 
 The consequences of karma is not the 
problem, it is the seeds of karma that are destructive.  On the path to liberation, if one ceases 
to sow new seeds, the fruits of past karma will come and leave. The Soul is then 
liberated.  Once new karma is 
created, you will have to experience its consequences.  It will not let you go and that is why 
they are obstructive.  With past 
consequences, you merely have to taste the fruits and move on.  
 
Questioner:  You said that one would have to 
experience even the smallest of karma, if created. 
 
Dadashri:  Yes, you have no choice but suffer 
them.  There is no way out.  You can be liberated even while 
experiencing the fruits of past karma, but liberation is impossible if one 
continues to bind new karma, because one will have to stay back to reap the 
consequences of the karma
 
Questioner:  Do we experience the fruits of our good 
and bad karma in this lifetime or in the next?
 
Dadashri:  The consequences of karma that are 
visible, for example when a person steals, cheats and betrays others are 
suffered in this life. While suffering them the internal happening of attachment 
and abhorrence is the seed for new karma, which will have to be suffered in the 
next life. 
 
 
Questioner:  Are the karma to day in my life, an 
accumulation from countless past lives?  
 
Dadashri:  Every life is the balance of infinite 
previous lives. It is a balance sheet.  
This applies to all past lives.  
It is not a sum total of all the lives. According to the law of nature, 
when the time is right the karma must come into fruition, otherwise a lot of 
karmas will be left over.
 
Questioner:  Is this all linked to the past 
life?
 
Dadashri:  Yes. One cannot do both; create cause 
and suffer its effect, in one lifetime.  
Why can one not create both at the same time?  How can cause and effect have the same 
time period?  First a fulfillment of 
a certain time period is required before a cause becomes and effect. Nothing 
will happen without this time period.  
It is like a mango tree.  
First the tree will have blossoms and then the mango fruit.   Is time not intrinsic in the 
process of maturation?  Does it 
ripen in just one day?  Similarly 
some of the karmas that one binds need a hundred years to ripen before they give 
fruit.   
 
Questioner:  So 
is the karma of this life the result of karma caused in the last life or are 
they also the causes from may other lives prior to that?   
 
Dadashri:  No, nature is not like that.  Nature is very precise and meticulous. 
For example, the balance sheet of karma (merit and demerit) created in your life 
ten life times ago, was carried forward in the life nine life times ago.  The balance sheet of the life nine life 
times ago was carried forward in the life eight life times ago and so on.  The balance sheet does not carry forward 
all the karma; only their balance is carried forward.  Whatever the longevity of the person, he 
will bring experience karmas of that time duration; but the karma are of only 
one lifetime.  You cannot say that 
they are of two lifetimes. 
 
Karma 
requires time to come into fruition; for some people it may take five hundred 
years or even a thousand to mature.  
Nevertheless in the balance sheet it is still new.
 
Questioner:  They are carried 
forward.
 
Dadashri:  Yes, the old account goes into the new 
account.  Nothing is left behind. 
They are bound in the form of causes and to take effect, it may take anywhere 
between fifty to seventy-five years.
 
 
 
Questioner:  So who manages all 
this?
 
Dadashri:  The rules of karma are such that when 
you create a karma, the result will comes naturally and 
automatically.
 
Questioner: 
Who 
decides the fruits of karma we have to experience?  Who makes us experience 
these?
 
Dadashri:  They do not need to be decided.  The karma itself does this.  It happens on its 
own.
 
Questioner:  Then who governs the rules of 
karma?
 
Dadashri:  When two atoms of Hydrogen and one of 
oxygen come together, we automatically get water.  That is the rule of 
karma.
 
Questioner:  But somebody must have made that 
rule?
 
Dadashri:  Nobody makes the rules; otherwise there 
would be a creator. No body has to make the rules.  This puzzle has come about on its own 
governed by the laws of science.  I 
am telling you that this world is run only by scientific circumstantial 
evidences.  In Gujarati I call it ‘ 
Vyavasthit Shakti’.  
 
 
Questioner:  Is what you call Vyavasthit according to 
karma?
 
Dadashri:  The world is not run by karmas, it is 
run by Vyavasthit .  Who brought you 
here to satsang? Was it your karma?  
No, Vyavasthit brought you here.  
Karma is there all the same, so why did it not bring you here 
yesterday.  Why did it bring you 
here today?  Vyavasthit brings 
together the time and inner intent and space etc. All these circumstances come 
together to bring you here.  Karma 
is only a small part of Vyavasthit. When the circumstances are right, one 
claims, that ‘I did it’, but what happens when the circumstances are not 
right?
 
 
 
 
Questioner:  If someone else brings the karma fruit, 
is it still another karma? 
 
Dadashri:  No one else can give the fruit of karma. 
No such person has yet been born. If you were to drink poison here, you will 
die. No one is needed in the middle to bring the results.  
 
If 
someone were needed to deliver karma fruits, then he would have to have a 
gigantic office. Everything runs scientifically.  There is no need for a middleman.  When the time is up for maturation of 
karma, it automatically comes into effect.  
Just like these mangoes that ripen automatically.
 
Questioner:  Yes, yes.
 
Dadashri:  They ripen on the tree, do they 
not?  These karmas are like mangoes 
that ripen on the tree. When the time is right, they ripen and are ready for 
consumption.
 
Questioner: If 
the karma one creates in this life gives result in the next life, who keeps 
the  account of all 
that?
 
Dadashri:  Why does the water inside a pipe freeze 
in winter? It is because the environment has turned cold.  It is all Scientific Circumstantial 
Evidence. All these karmas yielding their fruit are evidences. Who makes you 
hungry?  It is all scientific 
circumstantial evidences. 
 
 
Questioner:  In which order do the effects of karma 
come?  Is it in the same order as it 
was bound? The karma that was caused first its effect will come before the 
second karma?
 
Dadashri:  No, 
it is not like that.
 
Questioner:  Can you explain how it 
is?
 
Dadashri:  They are all arranged according to their 
inherent properties, for example the ones to be experienced during the day, 
during the night, during times of happiness and during bad times.  This is how they are arranged.  
 
Questioner:  What is this arrangement based 
on?
 
Dadashri:  According to the inherent nature of the 
karma. We all gather in a group because of compatibility of our natural 
characteristics. 
 
 
Seen 
Through Absolute Knowledge  
 
Questioner:  How can one tell whether a karma is old 
(effect) or new (cause)?
 
Dadashri:  Nobody can see karma being created.  Only the One with Absolute Knowledge can 
know it. There is not even a trace of new karma in the karma you witness in the 
world.  New karmas are not created 
as long as one remains the Knower and Observer of the karma that is unfolding. 
But if one becomes involved (I am the doer, I am the sufferer), then one will 
bind new karma. It is only after you attain Self-Realization, that you cease to 
bind new karmas.
 
One 
cannot see the Self or charge karmas in the world. Only the effect of karma is 
visible. When people taste and become engrossed the fruit of karma, they become 
the doers or sufferers of the karma.
 
 
 
Questioner:  Many times I feel that we are binding 
bad karma, whist externally the karma unfolding is an auspicious 
one.
 
Dadashri:  Yes. That happens. The karma unfolding 
presently may be auspicious but from within one is binding paap (demerit) 
karma.
 
Let 
me give you an example.  You and 
four of your friends have traveled to this city from a village but cannot find 
accommodation anywhere because you arrive very late. You tell your friends that 
you have a friend that lives in the city and that he may be able to put all of 
us up for the night.  You arrive at 
this friend’s house at around 11.30 PM and you knock on the door.  Your friend first sees you only and then 
realizes that you are not alone, but there are five of you.  Is he likely to tell you to go back when 
he sees the five of you?  Of course, 
he will not. Instead he is courteous and invites you all inside. Our people are 
generally very polite.
 
Questioner: 
Yes, he will invite us all in.
 
Dadashri:  Your friend would welcome you and make 
you comfortable, but what do you think he is thinking in his mind? He is 
thinking ‘What on earth are they doing here this late in the night?’  That is inner bhaav is the binding of 
karma.  There is no need for him to 
do that, the visitors have come to him because of a pending karmic account, and 
they will stay as long as the account remains.  Once the account is over, they will 
leave. But through his internal bhaav of ‘What on earth……’he has created a new 
karma.
 
 Now when that happens if he were to ask 
me that he had spoiled his bhaav and wanted to know what could be done about it. 
I would tell him to ask for forgiveness from whichever God he believed in.  Ask for forgiveness and vow not to 
repeat the mistake again and that new karma (cause) will be erased immediately. 
Changes in a letter that has been written are possible provided that you have 
not yet mailed the letter.   
Once the letter is mailed (you have left this life), it is no longer in 
your hands and the karma has been bound(caused). You can erase everything before 
you leave this body. 
 
Your 
friend, in this case has already bound that karma.  He asks you if you would like some tea 
or coffee and you tell him that you would rather have some hot food instead. His 
wife, who is in bed, overhears this and gets upset. Alas more karma are being 
bound!  At that time, it is the law 
of nature that is in operation.  
Visitors come because of a pending account and so one should not spoil 
one’s bhaav. One should stay within the laws of nature and offer the visitors 
whatever one can. Even the leftovers from the evening meal would be 
adequate.  The visitors are not 
demanding anything elaborate.  
Instead what people do is try to make a good impression by making an 
elaborate meal, while all along in their mind they are cursing the visitors for 
the inconvenience.  That is called 
karma. It should not be this way.
 
 
 
Questioner: How 
are good and bad karmas bound?
 
Dadashri:  The intention of giving happiness to 
others binds good karma and the intention of hurting others, will bind bad 
karmas.  It is only through intent 
and not through action that karmas are bound. The external actions may be good 
or bad. That does not bind karma. What causes bondage of karma is the inner 
intent. Therefore be aware of the inner intent and do not spoil it. The external 
acts are all effects.
 
If 
the motive behind an action is selfish, it will bind demerit karma. Demerit 
karma brings unhappiness. If there is no selfish intent then you will bind merit 
karma. Merit karma brings happiness. But nevertheless, both are karmas. The 
shackle of good karma is made of gold and the shackle of bad karma is made of 
iron. Both prevent liberation.  
Both  are shackles.   
 
 
Visible 
Karma- Effect: Subtle Karma-Cause
 
A 
wealthy businessman donates fifty thousand rupees to a charity. His friend asks 
him why he did so and the businessman tells him that he would not have donated a 
single penny had it not been for the pressure from the mayor.  Now what will be the fruit of this? The 
donation he made is the visible karma, the rewards of which he will get in this 
life when people praise and admire him for his generosity. But even while people 
praise him for his generosity, what is he charging within?  The bhaav karma of ‘I would not give 
even a single penny…..’, the consequence of this karma he will experience in his 
next life.  In his next life he will 
not be able to donate even a single penny! This is the subtle karma, which is 
the cause for next life effect. The donation made in this life was an 
effect.  Now who can understand 
something so subtle? 
 
On the other hand a poor man is asked to make a contribution for the same charity, and his response is that he has only five rupees with him, which they can have. He further tells them that he would donate five lakh rupees without any hesitation if he had that kind of money. He is sincere about this. His donation of five rupees is the discharge of karma crated in his past life, but what does he charge subtly? A karma where in his next life he will be able to donate five lakh rupees when this karma comes into fruition.
 
A person may appear to be a generous donor on the outside, making a lot of donations to religious causes, may appear to be very active in religious activities, while on the inside he may be scheming to take money which does not rightfully belong to him.
 
This person’s visible action is an effect and for it he will receive praise here in this life. He has created a new life of misery for himself for the causes, which exist within him. Donations, charitable deeds etc., are all visible karma, the benefits of which are reaped in this life. People believe that these visible karmas are the charge karma for the next life. In fact, it is the subtle karma, happening within, that are charge karma and these will come into fruition in the next life.
 
If a 
person were to steal today, his action of stealing would be the visible karma. 
The fruit of this karma will be there in this lifetime; he will be disgraced and 
punished. All   visible karmas 
are simply an effect and there is no cause in that which is visible. Only subtle 
karma otherwise known as inner intent is of importance.  The whole world however, strives to 
change the visible karma, by focusing on acts and 
behavior.
 
The 
monks and ascetics, who practice meditation and penance etc, do so because of 
their effect karma. There is no cause karma in these outer acts of theirs. Their 
actions today is their karma effect, the fruits of which they will experience in 
this life when people  give them 
credit for their penance.  
 
Actions 
Do Not Charge: Intentions Do.
 
When 
these religious teachers do pratikraman, samayik, or give lectures, their 
conduct is their effect karma.  It 
is the internal charging that is important. Their conduct today is all a 
discharge, of charge of past life. Their entire external conduct is in the form 
of discharge. When people say that they did meditation or gave alms, they will 
reap the rewards of these actions in their present lifetime, but of what use is 
this for their next life?  One may 
be doing samayik externally, but only God knows what is going on 
internally.
 
A 
man is doing samayik (introspective meditation) when someone calls for him at 
the door. The wife answers the door. She is asked where the husband is.  The wife tells his visitor, ‘ He has 
gone to the trash dumping ground.’  
The man overhears this conversation and upon introspection he finds that 
his wife is correct.  Internally he 
was indeed meditating and visiting bad places. This is the causal karma, while 
on the outside he is doing samayik- an effect karma. It would be acceptable to 
be doing samayik internally even though externally it would not be evident. 
 
 
 
Effect 
karma is when although you try to control your anger, yet the anger 
happens.  Does this happen or 
not?
 
Questioner:  It happens.
 
Dadashri:  The results of that anger will be there 
in this life.  People may avoid you 
or slap you. You will be disgraced in one way or another. To become angry is 
your effect karma, but it is your internal intent that is important.  If from within you feel you had a right 
to be angry, this will create a new account for you to become angry again in 
your next life. But if your internal resolve is never to become angry, even 
though you do,  you will not bind 
anything for the next life.
 
You 
will have to suffer the consequences of the overt visible effect karma of being 
angry, in this life, but you will not be causing anything for the next life 
because you have the intent not to become angry.  If, however you continue to think that 
you need to show your anger to people to keep them in line, then in your next 
life you will be an angry man.  
Therefore, the external action is overt effect karma, but during that 
time the internal  intent, whatever 
it is, is cause karma.
 
If 
you understand just this much, there is no binding in overt karma. That is why I 
have put forward this science in a different light. Until now, people were 
brainwashed into believing that they were binding karmas because of their overt 
karma. This is why people have been wandering endlessly.
 
 
People 
believe that married people cannot attain liberation. You must understand that 
being married is not obstacle to liberation, but your subtle cause karmas 
are.  Your effectl karmas do not 
interfere. That is why I have disclosed all this to you. Had I not made this 
science available to you, you would be suffering forever. You would be in a 
perpetual state of confusion and anxiety. The monks say that they will attain 
moksha(liberation).  Yet how will 
they get liberation when they do not really know what they must sacrifice? They 
have merely renounced their visible attachments, that which can be seen or 
heard. For this they will reap benefits in this life.  This however, is Akram Vignan: A new 
kind of science! It has made it very simple for a lot of people to attain 
liberation. Is it possible to attain liberation by abandoning one’s wife?  How can attain moksh if you hurt anyone? 
 
So 
take care of all your responsibilities towards your wife and children and 
realize that it is all your effect karma only. But make sure that in this 
effect, you hold no opinions that will lead you to charge karma for the next 
life.  I have given you these five 
Agnas for that very reason. Guard yourself against being of the opinion that 
whatever you are experiencing or doing is correct.  No such opinion should be there. That is 
all that is required. The rest will happen naturally.
 
 
Parents 
become indignant if their child does something wrong. They go around telling 
others that their child is a misfit or that he is a thief. Why must they do 
this? Why not simply forget?  
Whatever is done is done.  
Instead, why not change the child's internal bhaav? Parents today are not 
worthy of their parenthood; they are not certified to be parents and so they do 
not know how to go about changing their children's bhaav. If a child develops a 
habit of stealing, the parents will keep tormenting and punishing him. Needless 
to say, this excessive reaction, on the part of the parents, does not help.  So what does the child do?  He decides to ignore them and rebel even 
more by stealing more. 
You 
have to change their bhaav: Talk to them affectionately. Hold him, hug him and 
make him understand with gentle words and make them see the recklessness of 
their actions. Ask them how he would feel if someone stole from him. Would it 
not hurt him if someone stole his money? In the same way he hurts the person he 
steals from. Eventually the child will heed you and come to realize that he has 
done wrong.  Children become more 
stubborn and agitated if they are punished over and over again. All that is 
required is a change in the manner you deal with your children. The fact is that 
no one has  understood cause karma, 
which is why everybody suffers. 
 
 
Questioner:  Is the doer of cause karma and effect 
karma different?
 
Dadashri: 
The 
doer is different in both cases. 
Effect karmas are discharge karmas.  
Just like a battery, they discharge their power all the time. Are they 
not being discharged even when we do not want them to?
 
Questioner:  Yes.
 
Dadashri:  That 
is how the effect karmas are discharge karmas. The new ones that are being 
charged inside are cause karmas. The ones that are being charged in this life 
will co discharge in the next life. The batteries that were charged in your past 
life are being discharged in this life. These batteries are: the battery of the 
mind, the battery of the speech and the battery of the body. All three are 
discharging at this time, while new batteries are charging 
within.
 
When 
you speak, you believe: ‘I am speaking’.  
But it is not so.  It is the 
record that is playing; the ‘battery’ of speech is discharging.  I do not speak. People however say; 
"Look how I nicely I spoke." That is all egoism.  Once this egoism goes, is there anything 
left?  This egoism is ignorance of 
the Self. The doer is someone else but you believe that you are the one who is 
doing it.
            
The 
cause karma that is being charged within and then goes into a computer.  A person is one individual computer and 
the other is a universal computer.  
The cause karmas are first fed into the individual computer and then into 
the universal computer. The universal computer then takes over and does all the 
work. You will bind karma with the belief of ‘I am Chandubhai’ and ‘I am the 
doer’. Once you realize your true identity, no new karma can be bound. This 
science is simple and straightforward.  
Otherwise not even a million efforts can make you the Absolute Self. This 
is an exact science.   
 
 
 
Questioner:  Karmas that were charged in the past 
life come in the form of discharge in this life.  What about the karmas of this life, can 
they discharge in this life or not?
 
Dadashri:  No.
 
Questioner:  When do they come?
 
Dadashri:  Causes of this life are the effects for 
the next life. Causes of last life are the effects of this 
life.
 
Questioner:  But you have already said that some 
karmas are such that they have to be experienced in this 
life.
 
Dadashri:  That is what the people of the world 
perceive.  If someone has dysentery 
people would say, it was because of he ate frequently at a restaurant.  They would say that he had bound the 
karma by eating at the restaurants, and that now he was suffering the effect of 
that karma. The Gnani would look at the reasons behind him eating in a 
restaurant; the reason behind how he learned to eat out; the reason behind how 
everything comes together. He was able to eat in the restaurant when all the 
circumstances came together.  His 
eating in a restaurant was the result of a cause he made in his last life.  When these cause come into effect, you 
will have to go to the restaurant and end up going, even if he does not want 
to.  The person is left wondering 
why he does things against his wishes.
 
People 
without Gnan believe that he suffers because of what he does.  They believe that karmas are bound and 
experienced in this very life.  But 
they do not stop to question why that person keeps eating in the restaurant 
against his wishes. The law that takes him there against his wishes is his past 
karmic account.
 
Questioner:  He goes to the restaurant because of his 
bhaavs from the past life and has dysentery in this life. Is this all a 
discharge?
 
Dadashri:  Going to restaurant and having dysentery 
are both discharge.  The discharge 
is in nobody's hands. It is out of one's control.
 
If a 
person understands the theory of karma exactly, then he will be able to 
understand  the way to 
liberation.  What people call karma, 
the theory of karma calls an effect. People simply have no idea of cause karma. 
Theory of karma is that cause is when the karma was charged and is not visible. 
All that is visible is effect of karma. A man eats at a restaurant, as a result 
of the cause from his past life. Eating in the restaurant is the effect of the 
karma. According to the theory of karma, the dysentery is the effect of the 
effect. The cause of the effect was laid in the past life. Going to the 
restaurant is an effect. Dysentry is the effect of the effect. 
 
 
He creates a new karma while enjoying the food at the restaurant, and he creates another while suffering the dysentery. So in essence he creates two new karma. The first karma is caused when he is experiencing the results of past karma; and the other while experiencing the effect of effect.
 
 
Questioner:  How much liability is there in karmas 
created intentionally and unintentionally? Can mistakes made inadvertently, be 
forgiven?
 
Dadashri:  There is no one crazy enough to forgive 
you if you unknowingly kill someone.   
What would happen if your hand accidentally falls on burning 
charcoal?
 
Questioner:  It would get 
scorched.
 
Dadashri:  Instant effect.  Whether you do it knowingly or 
unknowingly.
 
Questioner:  If we have to suffer for mistakes made 
unintentionally, then how much do we have to suffer for the ones made 
knowingly?
 
Dadashri:   If a man creates a lot of punya 
karma, these karma are such that he will become a king, but he creates these 
karma unintentionally without any understanding of what he is doing.  Then he will become a king without 
having any conscious knowledge of how to be one.   In his next life he inherits his 
father’s throne at the age of five, he reigns for about six years before being 
ousted by another king.  Compare 
this to a man who becomes a king at the age of thirty, who also reigns for six 
years before being replaced.  Of the 
two, which one is able to enjoy the fruit of his karma the most? They both ruled 
for six years.
 
Questioner:  The older one.
 
Dadashri:  Because he had knowingly bound good 
karmas, he enjoyed its fruits with awareness. While the child king, enjoyed the 
fruit of his karma without awareness.  
Similarly if you create good or bad karmas unintentionally, you will 
enjoy their fruits without awareness also. Do you understand 
that?
 
I 
will give you another example. Two friends are walking along and one of them 
accidentally steps on a cockroach and kills it while the other deliberately 
steps on another cockroach and crushes it to death.  Now what did both the men 
do?
 
Questioner:  Killed the 
cockroaches.
 
Dadashri:  According to the laws of nature, they 
are both killers. Their crimes are the same: Both are guilty of killing, but 
their methods were different.  What 
consequences will both of them face?  
Say it will be an insult and couple of slaps on the face.  The one who killed accidentally will 
come across someone who will insult him and slap him, but because he is born in 
a lower social status, he will not suffer the insult for too long, whereas the 
other one being born into a very prestigious family will receive the same kind 
of slaps and insult, but he suffers so much that he loses sleep for days.  The duration of his suffering is 
considerably longer.  So whatever 
you do, you must do it with the understanding that you are responsible for all 
your actions. "You are whole and sole responsible. God is not responsible at 
all!"
 
 
Effect 
Has To Be Experienced
 
Questioner:   It is our own karma that impedes 
us.
 
Dadashri:  Who else’s then?  No one else is responsible. It is your 
own karma that bothers you.  If your 
wife who is normal and intelligent becomes insane all of a sudden, whom can we 
blame?  She turns insane as a result 
of the timing for your own karma coming into fruition. So you should realize 
this and accept that it is your own account.  You should tell yourself that you should 
settle your past accounts now.  You 
have no choice but experience them.  
I too have to experience effect karma, everyone has to, and even Lord 
Mahavir had to.  The demigods used 
to harass Lord Mahavir when the Lord was meditating they would throw insects and 
bedbugs on him.
 
Questioner:  Was it not his effect karma that he had 
to suffer?
 
Dadashri:  There was no way out. He understood that 
whatever the demigods were doing was after all, his own effect 
karma.
 
 
Questioner:  What kinds of karma are responsible for 
causing diseases in a body?
 
Dadashri: Why 
does a person become deaf or dumb? In his previous life he misused his 
ears.  If you were to misuse your 
eyes, you too will lose them. And if you misused your tongue, it too will go! 
You will lose the support of your legs if you misuse them. Therefore, you have 
to pay for whatever you misuse.
 
 
Questioner: 
   We 
often see children crippled from birth.  
Some are killed in disasters. What sort of paap (bad karma) could these 
children have possibly done to suffer such a fate? 
 
Dadashri: 
They have indeed done paap, for which the score has to be settled. An infant is 
born because of a pending account and if that infant dies, it is because of the 
account between him and his parent is settled.
 
Questioner: 
Was 
the child born in order to repay the parents for their own sins (past 
account)?
 
Dadashri: The 
account with the parents had already been determined.  The child will render whatever happiness 
or unhappiness he is supposed to and then depart.  When an infant dies, the parents will 
grieve but not as much as they would if they lost their adult son.  The adult child would leave considerably 
more unhappiness in his wake. Is that not possible?
 
Questioner:  It is true, that does happen.  
 
Dadashri: 
That 
is why some are there to give misery and others give their happiness for a long 
time in their life. So all these are relationships.  Through your relationships you have to 
endure suffering or enjoy happiness.  
Relationships work both ways; people make each other happy or 
miserable.  These relationships are 
relative.
 
 
Questioner:  If I broke up someone’s marriage plans, 
will I have to suffer exactly the same consequences in my next life?  Will the same person turn around and 
break up my marriage plans. Is the fruit of karma exactly the same as the karma 
itself? And,  to the same 
degree?
 
Dadashri: No. 
You will encounter the consequences of your meddling of this life, in thist 
life. All that is visible is effect karma. The effect and the effect of effect 
karma is experienced in this life.
 
Questioner:  What if I am already married and then I 
meddle in someone else’s martial plans.  
How will the consequences of that action effect me?
 
Dadashri:  No, you will not receive the very same 
consequences. The manner in which you have hurt him internally, will make its 
way back to you in some form or another. If you hurt someone’s daughter, when 
you yourself do not have one, then how can you suffer the same consequences? You 
will suffer the consequences in this very life. That which is in front of you is 
an effect and those have to be experienced in this life. The effect of cause 
karma done in this life will experienced in your next life.  
 
Questioner:  If my bhaav(intent) is to cause someone 
a loss worth millions of dollars, does that mean I too will have to suffer the 
same type of loss? 
 
Dadashri:  No, not in terms of damage. You will 
suffer in another way but to the same degree.  Whatever unhappiness you give out, the 
same amount of unhappiness will come your way.  Your son will make you miserable perhaps 
by squandering away all your money. You will inevitably suffer the same amount 
of unhappiness that you caused to the other. If you hurt somebody, you will 
suffer hurt, and if you give happiness to someone, you will get happiness back. 
Ultimately, all the karma fall in to the category of raag-dwesh (attraction and 
abhorrence). The effect of attraction is happiness and the effect of abhorrence 
is unhappiness.
 
Questioner:  If the effect of attraction is happiness 
and the effect of abhorrence, is unhappiness, then would it be a cause or an 
effect? 
 
Dadashri:  It is only effect.   With attachment, merit karma 
result and you receive prosperity and wealth.  But when your the wealth leaves, it will 
leave you with unhappiness. 
 
The 
happiness that you experience is really borrowed happiness, on loan to you. Only 
accept it if you are going to pay back the loan (return to the world in another 
life).  If you do not have the means 
to pay back, then stop enjoying the happiness (do not create a cause karma). It 
is all on loan. Every form of happiness or misery is on loan. The fruit of punya 
is happiness and that too is on loan. And the fruit of paap is misery, which too 
is on loan. Everything is on loan to you. So don’t make a deal if you do not 
want to take another birth to repay the loan. That is why both forms of karma, 
merit and demerit are to be renounced. 
 
Questioner: If 
we are just taking back what we had previously given, the account is settled. 
How can you call it taking a loan? 
 
Dadashri:  Whatever happiness you are enjoying now 
is not something that is coming back to you. You enjoy it all the same, but you 
will have make a payment for doing so. You will have to repay it.  How will you repay? When you eat a mango 
and it is sweet, you delight in it and feel content. But the next time you eat a 
mango and it is sour, you will be equally unhappy. Remember if you do not take 
any pleasure (I am enjoying) in anything, you will not experience pain (I am 
suffering).
 
Questioner:  What if one does not become engrossed in 
it?
 
Dadashri:  Then there is no harm in eating the 
mango.
 
 
 
 
 
Questioner:  I have a lot of conflicts with my 
mother-in-law, how can I be free from them?
 
Dadashri:  You should become free from each, and 
every karma.  Each time your 
mother-in-law gives you trouble, you should find freedom from that karma. What 
should you do for that?  You should 
think of her as faultless. Ask yourself why would she be at fault? Tell yourself 
that it is because of your own karmas that you have encountered her.  She is merely instrumental in giving 
your effect to you.  This is how you 
will achieve freedom from karma. On the other hand, if you see her faults, you 
will increase your own karma. When you see fault in others, you bind karmas 
(cause) and when you look at your own faults, the karmas 
leave.
 
We 
should live our life in a way that does not bind any karma.  You should remain detached from this 
world.  It is because of the karmas 
we have bound that we encounter the people we do in this life.  Who are all these people in our 
family?  We have bound a karmic 
account with them, which is why they are around us. Even if you were to decide 
that you do not want to speak with them, you would be compelled to speak anyway. 
This is all a result of vengeance created in your previous life. 
 
Questioner:  That 
is all you see everywhere. 
 
Dadashri:  That is why I am telling you to move 
away from all that and come to me (The Gnani Purush and His Gnan).  I will give you whatever I have 
experienced, so that you too will become free. There is no freedom otherwise. 
 
I do 
not place blame on anyone but I do make a note of what this world is about.  I have seen the world from all aspects 
and in every way possible. When we see faults in others, it means that we 
ourselves are still at fault.  At 
some point in time you will have to see the world as faultless.  Everything around you has arisen because 
of your own account.  It will be 
extremely useful to you if you understand just this much.  
  
If 
you had bound sticky (difficult/heavy/serious) karma, the results will be sticky 
also. Such karmas unfold to give you the opportunity to be free from this 
stickiness.  Everything is your own 
account.  If a person starts cursing 
you, is this improper effect karma. No, this is exactly correct, it is the 
effect.  Whatever it is, it is a 
worldly interaction, a cause–effect relationship.  The difference between the one who knows 
the Self and the one who is ignorant of the Self is this. The One, who knows, 
would be glad if someone were to insult him because he sees that this is freeing 
him from the karma.  A person, who 
does not know the Self, will retaliate and bind more karma.  When someone insults you, it is nothing 
but the effect of your own karma and he just happens to be instrumental in 
it.  With this awareness, new karma 
is not bound.  Every effect karma, 
brings with it, its own ‘instrument’.  
It has already been decided through which ‘instrument’, the effect will 
occur.  Dharma is where there is no 
attachment or abhorrence during the karma effect.  
 
 
 
Questioner:  If someone tries to stop us coming to 
satsang, is it because of our own karma?
 
Dadashri:  Yes.  Nobody can touch you if you are not at 
fault.  Everything you experience is 
the result of your own mistakes.  
You yourself have bound these karmas of obstacles.  And karma that have been created will 
have to be experienced.
 
Questioner:  Were these mistakes made in our previous 
life?
 
Dadashri:  Yes, in the past 
life.
 
Questioner:  Although I interact nicely with a 
person, he talks in a hurtful manner and behaves badly.  Is that from the past 
life?
 
Dadashri:  What do karmas of past life mean?  It means that they were created in the 
form of a ‘plan'. This plan, the cause, is the inner intent. Those karma are 
discharging now and one has no choice but to experience them. 
 
 
The bedbugs and mosquitoes that bite are far better and far less troublesome than the husbands that bite their wives and the wives that bite their husbands. Do you agree that husband and wife bite each other?
 
Questioner:  Yes. They do bite.
 
Dadashri:  Then this biting must stop. The bedbugs 
go away after biting.  The poor 
thing will leave you alone after it has had its fill. The wife however, goes on 
biting incessantly. One poor man came to me complaining that his wife kept on 
biting him like a snake. The foolish man, why did he get married and that too, 
with a snake?  Would not that make 
him a snake also?  Female snakes do 
not just happen to come along, unless there is a male around. 
 
Questioner:  It must be written in his karma and 
therefore he has to suffer the sting of his wife. His wife is not at fault 
here.
 
Dadashri:  That is it.  All this suffering is related to 
karma.  That is why one gets such a 
wife, husband and mother-in-law etc.  
There are plenty of good wives, husbands and mother-in-laws in the world. 
Why is it that you are stuck with the one that bites?
 
Some 
men keep quarreling with the wives. The fool does not realize that the suffering 
is   because of his own 
karma.  People always blame the 
‘instrument’. The wife is only an ‘instrument’.  Why do you keep biting the ‘instrument’? 
You will not accomplish anything by doing so. Instead you will go to lower life 
form.  People have no idea about the 
type of life form in store for them, so they remain callous. If they were told 
that in their next life they will acquire four legs and a tail they would shape 
up right away.
 
Questioner:  Whose karma is worse, the husband’s or 
the wife’s when they fight with one another?
 
Dadashri:  The 
one who suffers more. Who will give up the fight?
 
Questioner:  Neither of them will. They will simply 
carry on fighting.
 
Dadashri:  Then they both have bad karmas. It all 
happens out of ignorance.
 
Questioner:  If there is understanding then there is 
no suffering, right?
 
Dadashri:  There is no suffering at all, if they 
understand.  If a child were to 
throw a tiny stone at you, you would be furious and chase him, would you not? 
But whom would you get angry with if a stone were to fall on you, hurt you to 
the point of bleeding from a height? Who would you quarrel 
with?
 
Questioner:  No one. There is no one up there to 
blame.
 
Dadashri:  Similarly, when someone hits you, he or 
she is just an ‘instrument’. It is only because one does not have this 
awareness, that one becomes upset. There would be no suffering if one were to 
understand the role of an ‘instrument’. 
 
 
If 
you plant a cactus, you cannot expect it bear mangoes.  One gets the fruit of the tree one 
plants.  In the same way, the 
consequence of the karma one has to suffer depends on the type of karma that was 
bound in the first place.   If 
you hurt someone, that person will bear a grudge against you and will vow to 
avenge himself when the opportunity arises.  People will take revenge, so do not do 
any karma that make people unhappy.  
If it is happiness that you seek, then you must give happiness and not 
sorrow to others.
 
What should you do if someone insults you? Just accept it. He is merely returning what you gave in the past life. If you want more of the abuse, then retaliate, but understand that when it is returned, you will not be able to bear it. So accept whatever comes to you.
 
There 
is no injustice in this world.  This 
world has not been unjust, even for a second.  That is why nobody will bother you if 
you stay within your limits.  Accept 
whatever comes your way as your past account, and that is the settlement.  
 
 
 
It 
can only be said that you truly understand when there is no discord in the home. 
There are no arguments and no differences of opinion.  Discord is rampant nowadays.  How can you call that living? Even 
primitive people live better lives than that.
 
Questioner:  But isn't discord bound to happen 
because of one’s unfolding effect karma?
 
Dadashri:  No, discord does not occur because of 
effect karma. It arises because of ignorance.  Whenever discord occurs, new seeds of 
karma are being sown.  Effect karma 
does not contain discord. It is because of ignorance that one does not know how 
to conduct oneself, so discord is brought on. 
 
If I 
were to receive news about the death of a close friend, right away I would 
analyze this through Gnan the reasons for this news. And then there is no need 
for me to suffer any discord.  
Ignorance however, will bring on discord and 
despair.
 
Therefore, 
discord means ignorance.  All 
discord arises out of ignorance.  
When ignorance goes, discord disappears.
 
One 
should know what everything is all about. Ordinarily, if a child breaks a clay 
pot, nobody says anything, but when an china cup is broken, everyone gets upset. 
Why? It is because the clay pot had no value to it. In other words we only 
create problems when something is valuable to us. We do not create any problems 
where things do not have any value. Both of the vessels break on account of 
effect karma unfolding. Yet we care less for the devalued clay 
pot.
 
When 
a person suffers a loss of two thousand rupees, he suffers mental anguish, while 
another person who suffers the same loss, will recognize that it happened 
because of his effect karma.   
This sort of understanding, will bring everything to a close, otherwise 
there will be discord. There is no discord in the karmas from previous 
life.  Discord is the fruit of 
today’s ignorance.  
 
Some 
people remain unperturbed even if their warehouse burns down and they do not 
have any insurance. They would are tranquil both on the outside and inside, 
while some display panic and fear inside and out. That is all ignorance and lack 
of understanding.  The warehouse was 
destined to burn.  Nothing new is 
happening.  No matter how much you 
punish yourself, nothing would have changed the outcome.
 
Questioner:  Should we accept the outcome of anything 
with calm?
 
Dadashri:  Yes.  You must take everything positively. And 
you can only see the positive in any situation if you have Gnan. If not, the 
intellect, which always looks at the negative, will takeover. The whole world 
suffers.  Everyone thrashes around 
like fish out of water. How can you call this life?  There is a need to understand the art of 
living.   Not everyone achieves 
liberation, but one should at least know the art of 
living.
 
 
The misery in this world today is because of lack of understanding. It is self-created because of the lack of vision. When one is burnt by fire, one would say that it was not done deliberately but by mistake. Similarly all misery is based on mistakes. All these miseries are the result of our mistakes. Once the mistakes are gone, the misery will be over.
 
Questioner: Is that why we have to suffer the misery, because of our karmas?
 
Dadashri: They are all karma that we had created, which is why the mistake is our own. No one else is at fault. Others are only ‘instruments’. The misery is all yours, but it comes your way through your ‘instruments’. Would you hit the postman (instrument) if he were to bring you the telegram of your father's death?
 
Accounts Of Previous Lives  
 
Questioner: Do we encounter our family members and relatives because of our connections with them in our previous life?
Dadashri: True. There is nothing without connections. They are all accounts. Either we have pushed them around or they have pushed us around. If you have obliged them in the past, then the effect will be sweet. But if you have pushed them around it, will be bitter.
 
Questioner: If someone pushes me around and hurts me, the suffering I feel is the fruit of my karma?
 
Dadashri: True. These are all accounts. He will continue to do so as long as there is an account. The trouble he gives you depends on the extent of your account. Do these chili peppers give you problems?
 
Questioner: Yes they do.
 
Dadashri: They burn in the mouth. That is exactly how it all is. It is the pudgal (the body complex) that pushes you around and not the pure Self. The pure Self simply is aware that it is the body that is doing it. It is not the chilies that make us suffer, but that the fault is of the person who eats them, the sufferer. The peppers themselves are in their own natural state. The sufferer is in the unnatural state (I am Chandulal).
 
Questioner: What should we do if we push or shove someone and it hurts him?
 
Dadashri: You must do pratikraman. You have to keep your clothes clean, don't you? You cannot keep them dirty. Ultimately your behavior should be such that it does not hurt anyone, even in the slightest. If someone gets hurt and you do pratikraman, you will progress towards liberation.
 
 
 
Can Anyone Take On Another’s 
Misery?
                                                                                                        
                                                                                                           
 
Questioner:  Two years ago a renowned saint was in a 
hospital and was suffering a terrible sickness.  I asked him why all this was happening 
to him and he told me that it was because he had taken upon himself the miseries 
of many people. Can anybody do such a thing?  
 
Dadashri:  No one can take someone else’s 
misery.  These are all excuses for 
him so that people would continue to worship him as a saint.  It is all the result of his own karma 
causes of past life.  He was simply 
trying to promote himself.  How can 
anyone who does not even have the strength to evacuate his bowels at will, take 
on someone else's misery?
 
Questioner: 
Even I don’t believe that.  Miseries 
cannot be taken away.
 
Dadashri:  Of course not! He is simply making fools 
of people, so that he would be worshipped.  
It is impossible for anyone to take away anyone else's pain.  I tell it to their faces that they are 
suffering their own miseries. What nonsense!
 
Questioner:  But you can make someone miserable, 
can’t you? 
 
Dadashri:  One 
cannot take anyone else’s misery.  
Whatever misery people give you is your own effect.  The ability to give and the ability to 
receive are both effects.  Effect 
means that nobody does it: It just happens!
 
 
Questioner:  When a person dies from some kind of 
disease, people say it is because of bad karma from his past life.  Is that true?
 
Dadashri:  Yes, with bad karma you get disease and 
if there is no bad karma there is no disease.  Have you ever come across a person with 
a disease?
 
Questioner:  My mother died of cancer about two 
months ago.
 
Dadashri:  It all happens because of bad karma 
coming into effect.  Cancer occurs 
when paap karma come into effect.  
All these heart attacks happen because of bad karma. People today bind 
nothing but paap karma. That is their business. All day long, they bind paap 
karma!  They do this because they 
are not aware of it.  If they were 
they would not do so.
 
Questioner:  Her entire life was spent doing devout 
religious worship, so why did she get cancer?
 
Dadashri:  The fruits of her worship are yet to 
come.  She will receive that in her 
next life.  This is the fruit of her 
past life.  By sowing good seeds 
today, you will receive good fruits in your next life.
 
Questioner:  If disease is because of karma, then why 
does medicine cure it?
 
Dadashri:  Yes, certain diseases are results of bad 
karma created in ignorance, so medicine can cure them.  If they were intentionally done then 
there would not be any kind of medicine that would help cure the disease.  In both cases one does not go 
unpunished. The only difference is that the bad karma created in ignorance will 
receive some kind of help, whereas the ones, done deliberately will 
not.
 
 
 
Questioner:  What kind of karma causes the physical 
happiness or unhappiness we experience?  
 
Dadashri:   Many people kill cats and dogs 
unintentionally.  When they cause 
misery to these animals they are not aware of the consequences they will have to 
face.  Killing kittens and puppies 
and dissecting frogs, has its repercussions.  Whatever you do will come back at 
you.  These are all your own 
projects.
 
Questioner:  So the pain given to other bodies will 
be reflected in the same way?
 
Dadashri:  Yes. That is it.  The slightest misery you give to any 
living body will return to your own body.
 
Questioner:  Would a person not be in a state of 
ignorance when he dissects and cuts all these animals? Does he still have to 
suffer even though he does not have feelings of animosity toward his victims? 
 
Dadashri:  If by accident your hand falls on 
burning charcoal, you will suffer the consequences.  So nobody lets you off, whether it is in 
ignorance or with awareness, knowingly or unknowingly. Only the suffering is 
different.  All these people suffer 
because of their own accounts.  That 
is why The Lord has told us to practice ahimsa  
 (non-violence) through 
mind, body and speech.  If you want 
to be happy, then you must not hurt any living being, even in the 
slightest.
 
Questioner:  Then should a mahatma (person who has 
received Atma Gnan) not become a doctor?
 
Dadashri:  Whether to be a doctor or not is a 
different matter.  It will continue 
to happen according to one’s prakruti (inherent nature).  His intent should be non-violence so in 
his next life, he will not have a career in medicine. How can anyone who has the 
intent not hurt anyone in the slightest, kill even a frog?
 
Questioner:  But on the other hand, he is helping 
people by caring for them.  It 
benefits people.
 
Dadashri:  That is the way the world functions. It 
is relative. You cannot call it a benefit.
 
What Kind Of Karma Does The Mentally Handicapped Person Bind?
 
Questioner: A normal person would have all kinds of thoughts. Within a minute he would have numerous thoughts and bind many karmas in the process. But a person who is mentally slow never understands a thing. He would be innocent because he has nothing.
 
Dadashri:  Both bind karmas according to their 
level of understanding. The one who has understanding will cause karma with 
understanding. The one without understanding will cause karma without 
understanding. His reaction to effect is naïve and more like an animal. If such 
a person is minimally provoked, he may even throw a stone at 
you.
 
Questioner:  Should 
we not have pity towards these kinds of people?
 
Dadashri:  You must.  You should have compassion for such 
human beings who do not understand. You should help them. His mental problems 
makes person the way he is.  It is 
not his fault.  Even if he hurts 
you, you should not have bad feelings towards him. You should feel compassion 
for such a person.
 
 
 
If one accepts that whatever happens is justice, then one will attain liberation.
 
Questioner:  Then Dada, don’t you think that if a 
poor man who is very virtuous and religious were to see a wealthy man who is 
devious and immoral, he will be put off by religion? He will think that all his 
piousness has not improved his poverty at all.  
 
Dadashri:  Not every religious person is 
miserable.  Perhaps even five 
percent are happy.
 
Whatever 
misery befalls us today is the result of our karma.  The fact that a person enjoys wealth and 
prosperity today is all the result of his karma. He will suffer the consequences 
of whatever bad deed he does in this life, in his next life.  We will enjoy the fruit of the good 
karma we do today, in the next life.
 
Questioner:  Dada, what you are saying is true. But 
looking at it from the point of worldly interaction, if a man lives in a hut, 
suffering hunger and thirst, along side a man that lives in a palace, don't you 
think it would make him angry to see the man in the palace living a life of 
corruption while he, an honest and decent man cannot even feed his 
children?  How would he be able to 
remain calm?
 
Dadashri:  The misery that he is experiencing now, 
is a result of the test he took in the past life.  The other person had also taken the 
test, he passed and now he is receiving the result. Now in this life this rich 
man’s karma are such that he is going to fail the test of this life and the 
result will come in the next life. The poor man is now being tested in this 
life, he will pass the test and he will enjoy its effects in the next life. 
 
Questioner:  But until the poor man is able to accept 
his lot in life, how is able to understand that?
 
Dadashri:  He can never accept it.  On the contrary he binds more paap.  He has to know that it is the result of 
his own karma.
 
 
 
Questioner: If the consequence of our doing good is bad, does it mean that the bad karmas that we did in our previous life, has an negative effect on it?
 
Dadashri:  Yes, they do.  If we plant corn and it thrives and 
grows tall, and then when our bad karmas come to fruition, the last rainfall 
will not come, and the crop will whither away. But if our punyas karma is strong 
enough, the corn will mature into a good crop. That is why you must do good 
karma. Otherwise, look for liberation.  
Take one of the paths.  
Either find a way out of this world or do good karmas forever.  But humans cannot do good karmas 
forever. They will undoubtedly end up on a wrong path. They will always 
encounter bad company.
 
Questioner:  What is the thermometer for recognizing 
good karma and bad karma?
 
Dadashri:  When good karmas come we feel good and 
the atmosphere is peaceful. And when the bad karmas come we feel uneasy and 
uncomfortable and the mind becomes restless.  
 
 
 
Questioner:  Does one have to experience the results 
of good and bad karma, when one takes on another life?
 
Dadashri: 
 One has to experience it there in the 
next life.  At the time of death, 
the Shuddhatma (the pure Self) goes there into the next life. Along with the 
Self go the good and bad karmas in the form of a plan, which is called the 
causal body. The subtle body, which is the electrical body, also follows.  All these accompany the Self.  Nothing else goes with 
it.
 
Questioner:  Does one receive human birth over and 
over or is there also a birth perhaps in another life form? 
 
Dadashri:  One goes to every life form from 
here.  As of now about seventy 
percent of humans here, will go to the animal kingdom.  
 
Therefore 
from the human form, one can go into the animal form, to celestial form or even 
to hell and then back into the human form.  
One becomes whatever one causes.  
People nowadays bind karmas worthy of animal life, do they 
not?
 
Questioner:  Many are doing animal-like karmas 
indeed.
 
Dadashri:  Their reservations have already been 
made and the tickets have been issued.  
What is the point of criticizing those who cheat, lie, and exploit others 
when they have already got their passage booked and confirmed to the animal 
kingdom?
 
 
 
Questioner: Do humans go to a lower life form?
 
Dadashri:  From the human form can even go to 
celestial form and become one of the high order devas. And if he goes lower, he may 
even end up in the worst, and most hated place possible. 
 
It 
is only in the human form that one binds karmas.  No other life forms bind karmas.  In other life forms they only experience 
the effects of their karma.  In the 
human form, one causes new karmas and also experiences effects of past 
karmas.  He does both.  And that is why it is possible for him 
to go to any of the four major life levels. These are: celestial, human, animal 
and hell levels. The cows and all other animals we see, the devas too, only 
experience the karma effects. They do not bind karmas. 
 
Questioner:  But humans for the most part do not do 
good karmas.
 
Dadashri:  The present time cycle, which is 
characterized by evil and despair is rampant with generally bad 
karma.
 
Questioner: 
 So here new karmas are being 
caused?
 
Dadashri:  They are being caused day and 
night.  One keeps binding new ones 
and experiencing the old ones.
 
Questioner:  Is there a better life than this 
anywhere else?
 
Dadashri:  Nowhere. This is as good as it gets. 
There are two directions of progress from here. Here if you have a debt, which 
means that you have bound bad karma; you would have to go to the animal kingdom 
to pay it off. If your debt were excessive, you would have to go to the level of 
hell, and settle up there before you return to human life. If you accomplish 
good karmas here, then you become a more elevated human being and live an entire 
life of happiness. When that is over you will either return to the same state or 
go to the celestial level, where you will enjoy the benefits of your credits. 
 Once the credit is used up, you end 
up back here in the human form.
 
Questioner:  Is the human life span longer than any 
other life form's?
 
Dadashri:  No, not at all.  The celestial beings have a life span of 
a hundred thousand years.
 
Questioner: One 
will have to finish all his karmas first before one gets a chance to become a 
celestial being, is that not so?
 
Dadashri:  No, it is nothing like that.  If someone is a superhuman then he will 
definitely become a celestial being.  
A superhuman is someone who instead of enjoying his own happiness gives 
it away to others.  Such people go 
to the celestial level.
 
Questioner:  How can one give happiness to others 
happiness when he himself is not happy?
 
Dadashri: 
 That is the reason why he cannot do that. 
There are however some rare people, but these are very few and far between.  In past eras four to five percent of 
human population attained celestial levels. In this era two to four in ten 
million go there. In this era, you are wise if you do not give misery too 
others.  If you don't give misery to 
others, you will come back to the human level, into a wealthy family with all 
the material comforts. Here again he begins the process of binding karmas, 
through cheating and stealing, worthy of a bestial life 
form.
 
Questioner:  Then what law governs this 
cycle?
 
Dadashri: 
 The one who is destined for lower life 
forms does not get caught for his bad deeds. But the one destined for higher 
life forms gets arrested for the smallest offence.  In this way, he is stopped immediately 
and his coming life changes, before he gets on the wrong path. 
 
Who 
does nature assist?  Nature helps 
the heavy karma become heavier and the light karma become lighter . The lighter 
ones rise higher and the heavier ones sink lower.  That is the law of nature. The one who 
has never stolen before gets caught as soon as he steals for the first time, 
whereas the hardcore thief never gets caught because his karmas are 
heavy.
 
 
Questioner:  Is there another life form other than 
the human where less karmas are bound?
 
Dadashri:  There is no binding of karma in other 
life forms.  It is only here in the 
human life that karmas are being bound. Moreover, in places where no karmas are 
being charged, they say, ‘Why are we in this prison?’  A place where karmas are bound is 
actually called freedom, because there is a choice. The other three levels are 
all jails because there is no choice.
 
Questioner:  Is it only in the human life form that 
karmas are bound, even the good ones?
 
Dadashri:  Both good and bad karmas are bound 
here.
 
The 
humans bind karma.  If they cause 
harm or misery to people, they go to the animal form or hell level.  If their karmas give happiness to others 
then they return to the human life or go to the celestial level.  So the life level depends on the type of 
karma bound.  Once the level is 
decided, one has to go through it, experience the effects and return to the 
human form.
 
Only 
humans have the right to bind karma, no one else. Those who have this right must 
wander through all four life levels.  
If they do not do karmas at all, not an iota of cause karma, they are 
liberated from this cycle.  One can 
attain liberation only in the human form.  
There is no other place from which one can attain liberation.  Have you ever seen anybody not doing any 
karma?
 
Questioner:  No, I have not.
 
Dadashri:  All these animals you see, they all eat, 
and drink and fight and still they do not bind karmas. Likewise it is possible 
for a human being not to bind any karma while living. This happens when they do 
not become the doer of the karma and remain as the sufferer of past karma.  When they come to me and receive this 
knowledge of Self-Realization, they become free from all doer ship of karma and 
thereafter only the experiencing of previously created karma remains.  The ego is the doer of 
karma.
 
 
 
Questioner:  Whenever a living being goes into a life 
form where it does not bind karma but simply goes through the discharge effect 
of karma, how does that living being acquire the next life? 
 
Dadashri:  There is a vast area. When a human 
leaves from here, he may reincarnate as a cow and experience the life of a cow, 
after which he maybe born as a goat. It is not definite that he will be a goat. 
It can be anything depending on its account.  It depends on the causes.  He may even be born as a donkey.   After two hundred years or so of 
such wandering and paying off the debt from his karmas, he takes birth again in 
the human form.  Anywhere else, 
other than human level, one is transported from one life form to another without 
cause karma. The process of taking different life forms is from the causes 
created in human life form. The discharge may happen in a variety of other life 
forms  and it is not necessary to 
return to human life level. It happens because all the karmas have been 
experienced. These causes are in the form of layers. One layer is shed (effect) 
in each subsequent life form. When all the layers are gone and eight lives have 
been completed, he then comes back to the human form. At the most it takes eight 
lives of wandering about in other life forms before one can return to human 
life. That is the law of nature.
 
The balance of karma worthy 
of human form stays with him, wherever he goes, even if he goes to celestial 
form. It is because of this balance that he is able to return to the human form. 
Keeping aside this balance, all other karmas are discharged through 
experience.  
 
Questioner:  After returning to the human form, how 
does his life run?  Does it run on 
his bhaavs(causes from last human life)? Based on what karma does his life 
function now?
 
Dadashri:  He has with him a balance of human 
karmas. The balance is there, but if a debt is incurred (bad karma), then he has 
to go and take care of it before he can return. If one has acquired a credit, 
then one has to experience that before returning. The balance remains with him 
and it never gets used up. When does it get used up?  It is used up when the 'doer ship' goes 
away.  Only then can he be 
liberated. The doer ship will never go away unless the ego goes. The ego is the doer ship. If the ego is there, he experiences his karmas elsewhere and returns 
back to where he was before.
 
Questioner: Upon returning to the human 
form from other life forms, where does he take birth? For example, is he born as 
a fisherman or a king?
 
Dadashri:  He returns to whatever general level he 
was when he left the last human form to pay his debts or to enjoy his credits, 
and his life as a human resumes. This is just like returning home after 
completing all the necessary shopping.  
In the same way, the human life is the home. You have to come home. And 
when the ego comes to an end, you do not even have to stay in this world. 
Liberation happens when the ego stops. The ego is not used in any other life 
forms. In the experience of effect karma, the ego is not used and so no karmas 
are bound.  The cows and oxen do not 
have ego. A certain horse may  
appear to have ego, but it is the ego that is being discharged, it is not 
a true ego. It is because of the ego that you are here. When it is gone, you 
will be liberated.
 
 
Questioner:  You say that one receives the fruit of 
their karma. So then, can these animals come back into the human 
form?
 
Dadashri:  They are the ones who come here.  They are the ones that are here now. 
Their population has increased.  And 
they are the ones engaged in unscrupulous enterprises.
 
Questioner:  What kind of good karma have these 
animals done that they are born into the human form?
 
Dadashri:  They do not have to do good karmas.  Let me explain to you. A man gets into a 
debt and becomes bankrupt. People say that he is ruined. Once he clears his 
debts, would they go on saying that he is bankrupt?
 
Questioner:  No, then they would not say 
so.
 
Dadashri:  In the same way, one goes from here to 
the animal form to clear his debts and return, or may go to the celestial level 
to clear his credits and return. 
 
Questioner: How can we tell that a human will only be born in the animal form?
 
Dadashri: All his attributes and qualities are evident to him and others. He will have animalistic thoughts, thoughts of how to cheat and deprive and hurt others. At the time of his death, his appearance will be bestial.
 
Questioner: If we were to plant the seed of a mango, we would get a mango tree. Does this apply to humans also? Will humans be humans in the next life?
 
Dadashri: Yes back to a human form mean, if you look in a maternity ward it is not puppies that are born to a woman. Do you understand that? If a person is virtuous and has decent thoughts, he will indeed return to the human form. If instead of enjoying the things that he is entitled to, he gives them to others, he is a superhuman and he will go to celestial life form. There is nothing wrong with enjoying one’s wife, because one is married to her. One cannot take pleasure in things that are not his. Even thoughts about such things itself is an indication that his next life will be in the animal form. That is his visa for going there.
 
Questioner: The law of karma is such that a human has to experience the fruits of his karma in a human life.
 
Dadashri: No. The effect of past cause karma must be experienced here and here only. Thoughts due to inner intent of depriving others, stealing from others, cheating others and negative decisions of hurting and depriving others, will take one to the lower life forms. The karmas created as cause have to be experienced here only. The effect of animalistic behavior will be experienced here. How does one experience it? This effect is the effect of the effect. The experience is in the form of public insult or criticism. The causes created within by bad thoughts and intentions to harm others will take them to animal life.
 
Who Is the Sufferer 
Here?
 
Questioner: Good deeds cause good karma and bad deeds cause bad karma effect. Who experiences the fruits of these good and bad karma caused? The body or the Self?
 
Dadashri: The doer of the good and bad karma experiences it. The ego binds the karma and the ego experiences the fruit of the karma. Neither the body nor the Self experiences it. The ego is the doer and the sufferer. If the ego is with the body (I am Chandulal) then the suffering is of the ego only. If the ego is without the body (I am Shuddhatama), then also the suffering is of the ego only (discharge ego).
 
Questioner: Is there such a thing as hell or heaven after death?
 
Dadashri: After death there is both heaven and hell.
 
Questioner: So if the karmas are bad, who goes to hell? Does the Self go there?
 
Dadashri: The body and the Soul are always together.
 
Questioner: When one dies, is not the body cast off here?
 
Dadashri: A new body is formed there. The body for hell is formed separately. In hell the body is like mercury.
 
Questioner: Is it the body that experiences karmas in hell or is it the Self that does?
 
Dadashri: The ego does. The one that caused the karma for hell, experiences them.
 
What Kind Of Karma Did Hitler 
Bind?
 
Why did Hitler, who murdered so many innocent people, not receive the fruit of his karma? How did all the people that suffered because of him come together in such a way? How did all that come together? Was this an effect? Yes.
 
Now in the next life, hell level is the effect for him. Why? The scriptures have said that those who have died here and those whom the world consider as clearly violent and disreputable, will go to hell or levels. Those whom the world respect and worship will go to celestial levels, or they will be born as humans again.
 
 
Collective Karma 
Effect
 
 
Questioner: Which power is behind these earthquakes and volcanoes?
 
Dadashri: Vyavasthit Shakti (Scientific Circumstantial Evidences). Vyavasthit shakti does everything. All evidences have to be present. All the evidences must be ready. If there is the slightest possible shortcoming in any one of them, then nothing will materializes.
 
Questioner: These cyclones are also vyavasthit?
 
Dadashri: Then what else produces the cyclones all across Bombay? Many are not aware of it because it does not affect them. Although the cyclone hits everyone in Bombay, it affects people in different ways. Some people's homes get blown away while even the doormats of certain homes remain untouched. Everything happens very methodically and precisely. There is no need to be afraid of the cyclones. Vyavasthit sends everything.
 
Questioner: All these earthquakes, cyclones and wars, don't they happen because of the law of construction-destruction (increase-decrease)?
 
Dadashri: No. They are all dependent on the timing of karma effect. Everyone is experiencing the consequences of their karma. Earthquakes occur even when there is an increase in human population in the world. If it were based on an increased number, then would it happen?
 
Questioner: Is the timing for the individuals who have to suffer it?
 
Dadashri: It includes everyone, humans, animals and everything. The unfolding of the effect is collective. Just like the effect that came for Hiroshima and Nagasaki.
 
Questioner: Just as an individual does bad deeds, is suffers the effect individually, is the act done collectively, suffered collectively? If just one person goes to steal and if ten people go on a raid, does that mean they are all punished collectively?
 
Dadashri: Yes, the punishment is going to be in its entirety but the amount, will depend on the intensity of inner intent of the individuals at that time. Perhaps one of them was forced to steal against his will. The account depends on the strength of the intent. It is very precise.
 
Questioner: But these natural disasters that occur, for example cyclone or a volcano killing thousands of people, would that be as a result of collective punishment?
 
Dadashri: That is everyone's account. Only the ones with pending account get caught, nobody else. Say there was an earthquake in Bombay and some folks have gone on vacation to another city. And others from elsewhere are here in Bombay. These are all effects of accounts.
Questioner: Many more people die collectively nowadays than in previous times. Before, we never used to witness so many people dying collectively in such large numbers. Is that the result of the collective bad karma they did?
Dadashri: There were not many large groups in the past. Nowadays there are many working under individual flags for example, communism etc., so that all the deeds are grouped together.
 
Questioner: The droughts, floods, earthquakes killing hundreds of people are actually a result for a group?
 
Dadashri: It is all a result of a group of people’s causes.
 
Questioner: So if they are to be a part of the punishment, they will be drawn here no matter where they are?
 
Dadashri: Nature brings them here in the area of the earthquake or cyclone etc, and punishes him.
 
Questioner: Yes, Dada. There are examples of people who have missed a plane for some reason, while others who were not suppose to fly, find themselves on board a plane that crashes.
 
Dadashri: That is all accounts. Methodical justice. It is absolutely precise. There is no owner of this. If there were, than injustice may occur.
 
Questioner: Was the Air India plane crash an ‘instrument’ for all those people? Was it Vyavasthit?
 
Dadashri: Only an account, nothing happens without an account of debit-credit.
 
A Good Deed Cannot Negate A Bad 
Deed
 
Questioner: Is the suffering a net result of the addition and subtraction of bad karma and good karma?
 
Dadashri: No. Addition and subtraction does not occur, the deeds do not cancel each other out. This has been a rule since the existence of this world. People would take advantage of it if this were the case. The smart people would end up doing a hundred good deeds and ten bad deeds, leaving ninety credits of good deeds. Nature makes sure that both good and bad deeds are experienced.
 
Questioner: Dada, is it true that when we do any kind of charitable work like building a hospital, the fruit of the other negative karmas we have done will be less intense ?
 
Dadashri: No, it is not reduced. There is no subtraction or addition in the account. New karmas are bound for the good deeds, but one will have to suffer the consequences of harming others. Otherwise all the calculating business-minded people will subtract the bad karmas and keep the profit. It is not like that. Natural law is exact. If you have done any harm, just even once, its fruits will come. Two bad deeds will not be deducted from a hundred good deeds. Both have to be suffered separately.
 
Questioner: So the fruits of these good karmas and the bad karmas are given separately?
 
Dadashri: The fruits of bad karmas will be bad and the fruit of good karma will be good. Nothing increases or decreases. What kind of law prevails in nature? Say you do a hundred dollars’ worth of good karma by donating to a charity but you also do five dollars’ worth bad karma by insulting someone. The five dollars will become a debit in your account and the good deed of hundred dollars will become a credit. The law is very precise.
 
If this were not so, then all the businessmen would credit-debit all the time and ensure that they had a net credit balance. There would never be any unhappiness and so no one would ever seek liberation, because there would be nothing but good deeds. So the law credits a hundred and loans you five, which is not deducted. One will have to experience whatever credit one accumulates. Excessive credits will bring excessive fruits, which become cumbersome to enjoy. After a while, one will tire with too much of a good thing. Too much credit becomes cumbersome and too much debit also becomes cumbersome. One becomes tired of all the luxuries and wants to revert back to simplicity. This is because whatever comforts they experience is not real, is not the bliss of the Self. Rather, it is imaginary and temporary happiness. One never tires or becomes dissatisfied with the permanent bliss of the Pure Soul.
 
 
 
Questioner: What is the way to be free the karmas bound in the previous lives? We have some notion that we are here because of good and bad karmas in our past life. How can we find a solution to the problem?
 
Dadashri: Now if someone bothers you, you should understand that you must have done something bad to him in your past life, and now this is the result. So you must resolve the situation calmly and peacefully. But because you cannot remain in peace, you end up sowing new seeds of karma. There is only one way to deal with karmas bound from the previous life and that is through peace and equanimity. You should not have a single bad thought about other people. You should simply feel that you are experiencing your account and that whatever the person may be doing to you is all on account of your own karma. You should understand that you are suffering because of your own previous bad deeds. Only then is there any freedom. As a matter of fact, he is giving you such a difficult time because of the unfolding effect of your own karma: He is simply an ‘instrument’. All the troublemakers of this world are ‘instruments’ only. Even he that steals a hundred dollars from you in the street is an ‘instrument’. It is your own account. Why is it that you were awarded the prize and not someone else?
Importance Of Prayer While Suffering 
Karma
 
Questioner: Dada, what I want to know is that can effect of karma be changed through prayer?
 
Dadashri: Effect of karma is composed of parts. One aspect is such that it can be eliminated with prayer. A second type can be eliminated with a little spiritual effort. The third type is the one that no matter how strong the spiritual effort, there is no escape from the suffering. It is too sticky.
 
Questioner: But even if the karmas are very sticky, doesn’t prayer make a difference?
 
Dadashri: It makes no difference. Although at the time of praying, there may be some peace.
 
Questioner: Does one get the strength to experience the fruits of the karmas by praying?
 
Dadashri: No. The misery is the effect on you. With prayer, you can experience a portion of happiness in misery. But it is difficult for the prayer to remain continuously. When situations are bad and the mind is spoiled it is hard to keep praying. If it is possible to keep praying, it would be the ideal thing and one should do it by recalling and remembering ‘Dada’, who himself is free from his body. If you recall the one who is not attached to his body and then say the prayers, the prayer will remain, but it can not be continuous.
 
Questioner: Under those circumstances praying does not come to mind.
 
Dadashri: It would not come to mind. One’s awareness would disappear and one’s ability to remember would be gone too.
 
 
Binding Of Vows To Celestial 
Bodies
 
Questioner: Does one bind karma for making any kind of vows to any deva-devis (celestial bodies)?
 
Dadashri: Certainly there is a binding of karma by taking a vow. By doing so we ask them to do something for us. They may even oblige us, by doing something. We give them something in return, which is why we bind karma.
 
Questioner: By staying with a saint can one be freed from binding karma?
 
Dadashri: The binding of karmas is reduced. One will bind karma of merit, and this does not hurt him. The karma of demerit is not bound.
 
 
Awareness Against The Binding Of Karma
 
Questioner: What can one do to prevent karma being created?
 
Dadashri: If you have bad thoughts, any negativity, you should immediately confess them to God. The thoughts will linger as long as there is an account. Just confess to God that you have had bad thoughts and that you are asking for forgiveness and take a vow never to do it again.
 
Questioner: If someone commits a murder and then repents in front of God, then how can that person be freed from that karma?
 
Dadashri: Yes, he can be freed. But if he feels happy after killing, then he will bind a serious bad karma and if he repents for his actions, he will bind a light karma.
 
Questioner: So regardless of what he does, he still binds karma?
 
Dadashri: They are bound and then released. The murder that takes place is really a karma that discharges its effect to become free. When does the binding occur? It is bound at the time when a thought enters one’s mind that it is okay to kill. At that time a new karma is bound. While karma is discharging, if one repents, then one can escape its effect consequences. Killing will have grave consequences. The killer will be disgraced and even suffer all kinds of disease within the body (effect of effect). . Everything will have to be suffered here and here only. The new karmas that are bound will not be very sticky, when one repents sincerely. The process of killing is karma effect and it has to be suffered. One must accept the fruit of karma, but if repentance is done whole-heartedly, then the new karma will become light. If the killing is done with enthusiasm then the newly bound karma will be very grave and if it is done with regret then the karma will not be as grave.
 
A man is forced to kill a deer to feed his family. By killing he commits a bad karma. A prince on the other hand, goes deer hunting for sport and is thrilled when he manages to kill a deer. Now in both situations a deer has been killed. One kills for food and the other for his enjoyment. The man who kills for food will end up from the human form into the animal form! The prince however, who does not eat the meat, but hunts for sport and his own pleasure, will go to hell. The karma was the same for both but their intentions were different. People are not aware of these rules, so they need someone like me to explain it to them.
 
Does A Judge Bind Karma For Giving A Death 
Sentence?
 
A high court judge was in a dilemma over how he could issue a death sentence after taking Gnan( The knowledge of The Self). I asked him what would happen if he did not. He said that if he did give it, then he would be committing a sin.
 
I showed him a way to deal with his dilemma. I told him that he should be repentant and tell God, ‘Dear Lord, what did I do to be in this position to sentence someone to death. Please forgive me.’ He should do pratikraman sincerely and then continue to do his work according to the laws of the land.
 
Questioner: If we seriously injure someone and then do pratikraman, don’t we bind karma?
 
Dadashri: You should keep doing pratikraman in his name. The amount of pratikraman that you do should be equal to the pain you caused him. All you have to do is pratikraman, you are not responsible for anything else.
 
If you do pratikraman any of your actions, seventy five percent of of the effect of that act is dissolved. The other twenty-five percent remains like the image of a burnt rope. In the next life, it will disintegrate easily. Every cause has an effect. By doing pratikraman, karmas can be shaken off in the next life.
 
Are Karma Bound Or Released Through 
Chanting and Penance?
 
Questioner: When we do chanting and practice penance, do we bind karmas or do we release ourselves from them?
 
Dadashri: Karmas are bound. Karmas are bound in everything. Even in sleep you bind karmas. When you do chanting or penance, you bind heavy merit karmas, for which you will receive material happiness in next life.
 
Questioner: So how much strength does religion (good deeds) have to free you from karma?
 
Dadashri: Dharma-aharma (good and bad deed) are both effects of karma. They keep you bound in the world. If you know the science, karma can be destroyed immediately. With dharma (religion, morality) merit karma are bound and with adharma (non- religion, immorality) demerit karma are bound. With Atma Gnan (knowledge of Pure Self) however, karmas are destroyed and burnt to ashes.
 
Questioner: If one is discharging both the good and the bad, then how can it be called dharma?
 
Dadashri: With dharma, karmas of merit (punya) are bound and with adharma, karmas of demerit (paap) are bound. What would you do if someone were to slap you? Would you not slap him back? Double the number and give him back. It is because the unfolding of your effect karma that the man slapped you. He is simply the ‘ instrument’. Just accept it as a return of your debt. And deposit. Do not give it back. If you do not want to repeat this scene in the next life do not give it back.
 
 
The State Of Doer ship And Non doer ship
 
Questioner: I believe that anytime you do something wrong, you bind karma.
 
Dadashri: Then do you not also bind karma for good deeds?
 
Questioner: Both good and bad deeds, bind karma, right?
 
Dadashri: You are binding karma, right at this very moment. At the present time you are binding karma of very high merit. But there will never be a day when you don’t bind karma at all. Why is that?
 
Questioner: We are always engaged in some form of activity, whether it is good or bad.
 
Dadashri: Yes, but should there not be a way by which no karmas are bound? How did Lord Mahavir manage to liberate himself without binding karmas? As long as you have this body, karma are going to be bound. Do you not have to do certain kinds of activity, such as going to the toilet?
 
Questioner: Yes, the fruits of the karmas that were bound have to be experienced.
 
Dadashri: As long as you are binding karmas, there will always be a next birth for you. If you bind karmas, you will have to experience the effects in the next life But the fact that Lord Mahavir did not have to take another birth, proves that there has to be a way where despite doing daily activities, no new karmas are bound?
 
Questioner: There must be.
 
Dadashri: Do you ever wish for a state where no new karma is bound? There a science where despite doing daily life activities, no new karmas is bound? When you know that science you will be liberated.
 
Ignorance Is The Obstruction, Not The 
Karma.
 
Questioner: Is it because of the fruit of our karmas that we attain this life?
 
Dadashri: Yes, this whole life has to be spent experiencing the fruits of past karmas. New karmas are caused by raag-dwesh (attachment-abhorrence). If you do not have attachment or abhorrence there is no new karma.
 
There is no problem with karma effect. Karma will have its effect as long as this body exists. The problem is with attachment and abhorrence. The fully Enlightened Ones tell you to live your life without attachment and abhorrence.
 
Whatever activity you do in this life has no value. Only when attachment and abhorrence occurs a new karma is bound. You are not responsible if attachment or abhorrence does not occur.
 
From birth to death, this body is an effect. Only the attachment and abhorrence portion within is what binds the account.
 
That is why the Vitarags (the fully enlightened Ones) tell us to become Vitarag and go for liberation.
When someone insults me, I know that he is insulting Ambalal Patel. He insults this body complex. He cannot understand or recognize the Self. I, the pure Self remain the Knower and the Seer of the event. I am vitarag. I do not have any attachment-abhorrence towards him or towards anything in this world. Final liberation is at hand for me.
 
The message of the Vitarags is that it is not the karmas that obstruct our liberation; it is our ignorance. Ignorance of what? The ignorance of the Self. As long as there is a body, karmas will continue to happen, but when ignorance is gone, the binding of new karma stops.
 
When Does Discharge Of Karma 
Occur?
 
Questioner: When do karmas stop occurring?
 
Dadashri: It is when you have the experience of ‘I am pure Self’. So when you become the pure Self, karma will stop binding. The discharge of karmas will continue until they end.
 
So how can we stop karmas from binding? Once you attain the Self, no new karma will bind. This happens when the Gnani Purush makes you aware of your own pure Self. After that, new karmas do not bind and old karmas continue to discharge. When all the karmas have discharged, you will attain final liberation.
 
Now do you understand karma? Whenever you become the doer, you bind karma but once you are freed from that doer ship, you stop binding new karma. When I release you from the doer ship, you will stop binding new karma and only the effects of the old karma remain. These you will have to experience. No new causes will occur; only the effects will remain. And when all the effects have been completely experienced, you will attain final liberation.
 
 
Jai Sat Chit 
Anand
The Awareness Of The Eternal Is Bliss

 
 
Return To The 
Beginning Of This Book
 
 
 
Pratikraman : 
The Path Of Liberation
 
Ahimsa: The 
Non-Violence Of The Enlightened Ones