|Aptasutra of Dadashri The Akram Vignani|
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Good deeds are called dharma.
Bad deeds are called adharma.
To transcend good and bad... dharma-adharma is called Atmadharma.
You gain credit with good deeds, and you have to return to this world, take rebirth to clear the credit.
Bad deeds... karma create debits and you have to return to pay their price.
When no debits or credits remain...Atma is fully attained
Aptasutra of Pujya Dadashri