Swachhanda (acting according to one’s own whim and beliefs) is deluded intellect. People do terrible harm to themselves through svachhhand.  To act according to your own understanding is called swachhanda, regardless of whether you are doing something good, bad or reading the scriptures. A single misunderstanding in reading the scripture will become the cause behind endless rounds of rebirth for you. So beware of svachaand. 

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